This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, PANDURANGAPURAM branch in VISAKHAPATNAM. The 11-digit IFSC UTIB0002627 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the PANDURANGAPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002627 is the IFSC of Axis Bank's PANDURANGAPURAM branch. The format is fixed: UTIB = bank code, 0 = reserved, 002627 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Pandurangapuram branch in Visakhapatnam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002627.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Pandurangapuram |
| IFSC Code | UTIB0002627 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 32 D NO 7 5 23 BEACH ROAD PANDURANGAPURAM VISAKHAPATNAM PIN 530003 |
| City | Visakhapatnam |
| District | Vishakhapatnam |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 8912767915 |
Pandurangapuram branch overview
Located at PLOT NO 32 D NO 7 5 23 BEACH ROAD PANDURANGAPURAM VISAKHAPATNAM PIN 530003, the Pandurangapuram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002627 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANDURANGAPURAM of Axis Bank — its own 11-character IFSC. The code UTIB0002627 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002627 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pandurangapuram branch is mapped to IFSC UTIB0002627 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002627.
Banking services available
The Pandurangapuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8912767915.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002627
How to transfer money using IFSC UTIB0002627
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002627 across all three.
NEFT to Axis Bank, PANDURANGAPURAM using IFSC UTIB0002627
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002627, and confirm that the system picks up Axis Bank – PANDURANGAPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002627
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – PANDURANGAPURAM, ensure your bank's portal accepts IFSC UTIB0002627 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PANDURANGAPURAM, use IMPS. With IFSC UTIB0002627 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pandurangapuram
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002627:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANDURANGAPURAM is still linked to IFSC UTIB0002627.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PANDURANGAPURAM branch, the IFSC UTIB0002627 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Pandurangapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002627 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002627 and the account number together uniquely identify the Pandurangapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0002627
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PANDURANGAPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002627. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pandurangapuram branch
The branch is located at PLOT NO 32 D NO 7 5 23 BEACH ROAD PANDURANGAPURAM VISAKHAPATNAM PIN 530003, which puts it inside Visakhapatnam, the broader Vishakhapatnam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Pandurangapuram branch” — the verified location pin for IFSC UTIB0002627 should appear at the top of the results.
- Confirm the branch is open by calling 91-8912767915 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002627 and your account number.
Verifying IFSC UTIB0002627 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002627 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8912767915.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pandurangapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002627, however, work 24x7.
Branch address & contact
Axis BankPandurangapuram Branch
PLOT NO 32 D NO 7 5 23 BEACH ROAD PANDURANGAPURAM VISAKHAPATNAM PIN 530003
Visakhapatnam, Andhra Pradesh
Phone: 91-8912767915
IFSC: UTIB0002627
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pandurangapuram branch but serve different purposes.
Is IFSC UTIB0002627 valid for NEFT and RTGS?
Yes. IFSC UTIB0002627 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0002627 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Pandurangapuram reflect within 30 minutes.
How do I add Axis Bank Pandurangapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002627, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002627 the same for all accounts at Pandurangapuram branch?
Yes. The IFSC UTIB0002627 is shared by every account held at Axis Bank's Pandurangapuram branch. Only the account number changes from customer to customer.
Where is Axis Bank Pandurangapuram branch located?
Axis Bank's Pandurangapuram branch is located at PLOT NO 32 D NO 7 5 23 BEACH ROAD PANDURANGAPURAM VISAKHAPATNAM PIN 530003, Visakhapatnam, Andhra Pradesh.
Can I use IFSC UTIB0002627 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002627 to send funds instantly.
What is the IFSC code of Axis Bank Pandurangapuram branch?
The IFSC code of Axis Bank, Pandurangapuram branch is UTIB0002627. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0002627 is the IFSC code of Axis Bank, PANDURANGAPURAM branch, in VISAKHAPATNAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
