If you are searching for the IFSC code of Axis Bank, THE VEJALPUR NAGRIK SAHAKARI BANK branch in VEJALPORE, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0VNSBL1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE VEJALPUR NAGRIK SAHAKARI BANK branch, and detailed step-by-step guides for using the IFSC UTIB0VNSBL1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – THE VEJALPUR NAGRIK SAHAKARI BANK is UTIB0VNSBL1. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VNSBL1 map to this branch in VEJALPORE, GUJARAT.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Vejalpur Nagrik Sahakari Bank |
| IFSC Code | UTIB0VNSBL1 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VEJALPUR BANK ROAD TALUKA KALOL 389340 |
| City | Vejalpore |
| District | Panch Mahals |
| State | Gujarat |
| STD Code | 2676 |
| Phone | 234544 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Vejalpur Nagrik Sahakari Bank branch — IFSC UTIB0VNSBL1 — extends the bank's services to customers in and around Vejalpore, Gujarat.
About this branch
The branch is located at VEJALPUR BANK ROAD TALUKA KALOL 389340. It serves the Vejalpore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0VNSBL1 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE VEJALPUR NAGRIK SAHAKARI BANK of Axis Bank — its own 11-character IFSC. The code UTIB0VNSBL1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0VNSBL1 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0VNSBL1
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0VNSBL1 across all three.
NEFT to Axis Bank, THE VEJALPUR NAGRIK SAHAKARI BANK using IFSC UTIB0VNSBL1
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0VNSBL1, and confirm that the system picks up Axis Bank – THE VEJALPUR NAGRIK SAHAKARI BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE VEJALPUR NAGRIK SAHAKARI BANK
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE VEJALPUR NAGRIK SAHAKARI BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0VNSBL1 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank THE VEJALPUR NAGRIK SAHAKARI BANK (IFSC UTIB0VNSBL1)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0VNSBL1 in your mobile or internet banking app, and the money is credited to the THE VEJALPUR NAGRIK SAHAKARI BANK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Vejalpur Nagrik Sahakari Bank
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0VNSBL1:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE VEJALPUR NAGRIK SAHAKARI BANK is still linked to IFSC UTIB0VNSBL1.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE VEJALPUR NAGRIK SAHAKARI BANK branch, the IFSC UTIB0VNSBL1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Vejalpur Nagrik Sahakari Bank branch is mapped to IFSC UTIB0VNSBL1 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0VNSBL1.
Banking services available
The The Vejalpur Nagrik Sahakari Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2676-234544.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0VNSBL1
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0VNSBL1 and the account number together uniquely identify the The Vejalpur Nagrik Sahakari Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the The Vejalpur Nagrik Sahakari Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0VNSBL1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0VNSBL1
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – THE VEJALPUR NAGRIK SAHAKARI BANK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0VNSBL1. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Vejalpur Nagrik Sahakari Bank branch sits at VEJALPUR BANK ROAD TALUKA KALOL 389340. If you are travelling from outside Vejalpore, search for the branch on a maps application using the bank name and locality, or call 2676-234544 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0VNSBL1 and your account number.
Verifying IFSC UTIB0VNSBL1 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0VNSBL1 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2676-234544.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Vejalpur Nagrik Sahakari Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0VNSBL1, however, work 24x7.
Branch address & contact
Axis BankThe Vejalpur Nagrik Sahakari Bank Branch
VEJALPUR BANK ROAD TALUKA KALOL 389340
Vejalpore, Gujarat
Phone: 2676-234544
IFSC: UTIB0VNSBL1
Frequently asked questions
Is IFSC UTIB0VNSBL1 the same for all accounts at The Vejalpur Nagrik Sahakari Bank branch?
Yes. The IFSC UTIB0VNSBL1 is shared by every account held at Axis Bank's The Vejalpur Nagrik Sahakari Bank branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0VNSBL1 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Vejalpur Nagrik Sahakari Bank reflect within 30 minutes.
Does Axis Bank The Vejalpur Nagrik Sahakari Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2676-234544 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Vejalpur Nagrik Sahakari Bank branch but serve different purposes.
Is IFSC UTIB0VNSBL1 valid for NEFT and RTGS?
Yes. IFSC UTIB0VNSBL1 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank The Vejalpur Nagrik Sahakari Bank branch?
You can reach the branch at 2676-234544 during regular banking hours.
How do I add Axis Bank The Vejalpur Nagrik Sahakari Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0VNSBL1, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0VNSBL1 belongs to Axis Bank's THE VEJALPUR NAGRIK SAHAKARI BANK branch, located at VEJALPUR BANK ROAD TALUKA KALOL 389340 in VEJALPORE, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
