Below are the complete branch details for Axis Bank, MAHMOORGANJ VARANASI branch, located in VARANASI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002133. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002133 for Axis Bank – MAHMOORGANJ VARANASI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – MAHMOORGANJ VARANASI is UTIB0002133. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002133 map to this branch in VARANASI, UTTAR PRADESH.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Mahmoorganj Varanasi branch in Varanasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002133.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mahmoorganj Varanasi |
| IFSC Code | UTIB0002133 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD,GROUND FLOOR, ARAJI NO 199/3, 200/2,MAUJA TUSIPUR, MAHMOORGANJ,VARANASI- 221010, UTTAR PRADESH |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
About the Mahmoorganj Varanasi branch
The Mahmoorganj Varanasi branch of Axis Bank is situated at AXIS BANK LTD,GROUND FLOOR, ARAJI NO 199/3, 200/2,MAUJA TUSIPUR, MAHMOORGANJ,VARANASI- 221010, UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002133 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MAHMOORGANJ VARANASI branch came to be assigned the code UTIB0002133.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002133, money simply cannot be routed to the MAHMOORGANJ VARANASI branch electronically.
Products and account variants supported
Every account opened at the Mahmoorganj Varanasi branch is mapped to IFSC UTIB0002133 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002133.
Products and services
Customers walking into the Mahmoorganj Varanasi branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002133
How to transfer money using IFSC UTIB0002133
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002133 across all three.
NEFT to Axis Bank, MAHMOORGANJ VARANASI using IFSC UTIB0002133
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002133, and confirm that the system picks up Axis Bank – MAHMOORGANJ VARANASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002133
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MAHMOORGANJ VARANASI, ensure your bank's portal accepts IFSC UTIB0002133 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank MAHMOORGANJ VARANASI (IFSC UTIB0002133)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002133 in your mobile or internet banking app, and the money is credited to the MAHMOORGANJ VARANASI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002133 for Axis Bank – MAHMOORGANJ VARANASI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002133 | Yes – UTIB0002133 | Yes – UTIB0002133 |
For most retail customers crediting the Mahmoorganj Varanasi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002133
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MAHMOORGANJ VARANASI is still mapped to IFSC UTIB0002133. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002133 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mahmoorganj Varanasi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002133 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mahmoorganj Varanasi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002133 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MAHMOORGANJ VARANASI:
- The IFSC is exactly UTIB0002133 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MAHMOORGANJ VARANASI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mahmoorganj Varanasi branch sits at AXIS BANK LTD,GROUND FLOOR, ARAJI NO 199/3, 200/2,MAUJA TUSIPUR, MAHMOORGANJ,VARANASI- 221010, UTTAR PRADESH. If you are travelling from outside Varanasi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002133 and your account number.
Verifying IFSC UTIB0002133 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002133 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mahmoorganj Varanasi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002133, however, work 24x7.
Branch address & contact
Axis BankMahmoorganj Varanasi Branch
AXIS BANK LTD,GROUND FLOOR, ARAJI NO 199/3, 200/2,MAUJA TUSIPUR, MAHMOORGANJ,VARANASI- 221010, UTTAR PRADESH
Varanasi, Uttar Pradesh
Phone: the branch contact number
IFSC: UTIB0002133
Frequently asked questions
How quickly will an NEFT transfer using UTIB0002133 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mahmoorganj Varanasi reflect within 30 minutes.
Can I use IFSC UTIB0002133 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002133 to send funds instantly.
Does Axis Bank Mahmoorganj Varanasi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Axis Bank Mahmoorganj Varanasi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002133, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mahmoorganj Varanasi branch but serve different purposes.
What is the phone number of Axis Bank Mahmoorganj Varanasi branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0002133 the same for all accounts at Mahmoorganj Varanasi branch?
Yes. The IFSC UTIB0002133 is shared by every account held at Axis Bank's Mahmoorganj Varanasi branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0002133 belongs to Axis Bank's MAHMOORGANJ VARANASI branch, located at AXIS BANK LTD,GROUND FLOOR, ARAJI NO 199/3, 200/2,MAUJA TUSIPUR,… in VARANASI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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