Use this page as a one-stop reference for everything related to Axis Bank's SARDAR BHILADWALA PARDI PEPLS CO BK branch in VAPI, GUJARAT. The branch's IFSC code UTIB0SBPP03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SARDAR BHILADWALA PARDI PEPLS CO BK is UTIB0SBPP03. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SBPP03 map to this branch in VAPI, GUJARAT.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sardar Bhiladwala Pardi Pepls Co Bk branch — IFSC UTIB0SBPP03 — extends the bank's services to customers in and around Vapi, Gujarat.
About this branch
The branch is located at SARDAR BHILADWALA PARDI PEOPLES COOP BANK LTD VAPI TOWN BRANCHB AZAR ROAD 396191. It serves the Vapi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SBPP03 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sardar Bhiladwala Pardi Pepls Co Bk |
| IFSC Code | UTIB0SBPP03 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SARDAR BHILADWALA PARDI PEOPLES COOP BANK LTD VAPI TOWN BRANCHB AZAR ROAD 396191 |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| STD Code | 260 |
| Phone | 2462101 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARDAR BHILADWALA PARDI PEPLS CO BK of Axis Bank — its own 11-character IFSC. The code UTIB0SBPP03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SBPP03 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SBPP03 and the account number together uniquely identify the Sardar Bhiladwala Pardi Pepls Co Bk branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0SBPP03
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SBPP03 across all three.
How to use IFSC UTIB0SBPP03 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SARDAR BHILADWALA PARDI PEPLS CO BK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SBPP03.
- Confirm the bank name auto-populates as Axis Bank and the branch as SARDAR BHILADWALA PARDI PEPLS CO BK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SBPP03
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SARDAR BHILADWALA PARDI PEPLS CO BK, ensure your bank's portal accepts IFSC UTIB0SBPP03 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SARDAR BHILADWALA PARDI PEPLS CO BK (IFSC UTIB0SBPP03)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SBPP03 in your mobile or internet banking app, and the money is credited to the SARDAR BHILADWALA PARDI PEPLS CO BK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SBPP03 for Axis Bank – SARDAR BHILADWALA PARDI PEPLS CO BK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SBPP03 | Yes – UTIB0SBPP03 | Yes – UTIB0SBPP03 |
For most retail customers crediting the Sardar Bhiladwala Pardi Pepls Co Bk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0SBPP03
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SARDAR BHILADWALA PARDI PEPLS CO BK is still mapped to IFSC UTIB0SBPP03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SBPP03 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sardar Bhiladwala Pardi Pepls Co Bk branch is mapped to IFSC UTIB0SBPP03 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SBPP03.
Banking services available
The Sardar Bhiladwala Pardi Pepls Co Bk branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 260-2462101.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SBPP03
Digital banking channels
Most day-to-day work that customers used to do at the Sardar Bhiladwala Pardi Pepls Co Bk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SBPP03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sardar Bhiladwala Pardi Pepls Co Bk branch sits at SARDAR BHILADWALA PARDI PEOPLES COOP BANK LTD VAPI TOWN BRANCHB AZAR ROAD 396191. If you are travelling from outside Vapi, search for the branch on a maps application using the bank name and locality, or call 260-2462101 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SBPP03 and your account number.
Common mistakes to avoid when using IFSC UTIB0SBPP03
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SARDAR BHILADWALA PARDI PEPLS CO BK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0SBPP03. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sardar Bhiladwala Pardi Pepls Co Bk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SBPP03 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SBPP03 for Axis Bank – SARDAR BHILADWALA PARDI PEPLS CO BK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankSardar Bhiladwala Pardi Pepls Co Bk Branch
SARDAR BHILADWALA PARDI PEOPLES COOP BANK LTD VAPI TOWN BRANCHB AZAR ROAD 396191
Vapi, Gujarat
Phone: 260-2462101
IFSC: UTIB0SBPP03
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sardar Bhiladwala Pardi Pepls Co Bk branch but serve different purposes.
Is IFSC UTIB0SBPP03 valid for NEFT and RTGS?
Yes. IFSC UTIB0SBPP03 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0SBPP03 the same for all accounts at Sardar Bhiladwala Pardi Pepls Co Bk branch?
Yes. The IFSC UTIB0SBPP03 is shared by every account held at Axis Bank's Sardar Bhiladwala Pardi Pepls Co Bk branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Sardar Bhiladwala Pardi Pepls Co Bk branch?
You can reach the branch at 260-2462101 during regular banking hours.
How do I add Axis Bank Sardar Bhiladwala Pardi Pepls Co Bk as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SBPP03, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Sardar Bhiladwala Pardi Pepls Co Bk branch located?
Axis Bank's Sardar Bhiladwala Pardi Pepls Co Bk branch is located at SARDAR BHILADWALA PARDI PEOPLES COOP BANK LTD VAPI TOWN BRANCHB AZAR ROAD 396191, Vapi, Gujarat.
Summary
The IFSC code UTIB0SBPP03 belongs to Axis Bank's SARDAR BHILADWALA PARDI PEPLS CO BK branch, located at SARDAR BHILADWALA PARDI PEOPLES COOP BANK LTD VAPI TOWN BRANCHB AZAR ROAD 396191 in VAPI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
