This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, NEHRU STREET branch in VAPI. The 11-digit IFSC UTIB0003239 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the NEHRU STREET location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NEHRU STREET is UTIB0003239. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003239 map to this branch in VAPI, GUJARAT.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nehru Street |
| IFSC Code | UTIB0003239 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR MAHARAJA HOTEL AND RESTAURANT NEHRU STREET MEHTA BHAVAN VAPI WEST GUJARAT 396191 |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 7405657829 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nehru Street branch — IFSC UTIB0003239 — extends the bank's services to customers in and around Vapi, Gujarat.
Nehru Street branch overview
Located at GROUND FLOOR MAHARAJA HOTEL AND RESTAURANT NEHRU STREET MEHTA BHAVAN VAPI WEST GUJARAT 396191, the Nehru Street branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003239 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NEHRU STREET branch came to be assigned the code UTIB0003239.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003239, money simply cannot be routed to the NEHRU STREET branch electronically.
How to transfer money using IFSC UTIB0003239
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003239 across all three.
NEFT to Axis Bank, NEHRU STREET using IFSC UTIB0003239
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003239, and confirm that the system picks up Axis Bank – NEHRU STREET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003239
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – NEHRU STREET, ensure your bank's portal accepts IFSC UTIB0003239 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank NEHRU STREET (IFSC UTIB0003239)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003239 in your mobile or internet banking app, and the money is credited to the NEHRU STREET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003239 for Axis Bank – NEHRU STREET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003239 | Yes – UTIB0003239 | Yes – UTIB0003239 |
For most retail customers crediting the Nehru Street branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003239
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – NEHRU STREET is still mapped to IFSC UTIB0003239. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003239 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nehru Street branch
Once you have an account at Axis Bank – NEHRU STREET, the IFSC UTIB0003239 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nehru Street branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003239
MICR & cheque-truncation details
Cheques drawn on the Nehru Street branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003239 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nehru Street branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003239 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0003239
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NEHRU STREET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003239. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nehru Street branch
The branch is located at GROUND FLOOR MAHARAJA HOTEL AND RESTAURANT NEHRU STREET MEHTA BHAVAN VAPI WEST GUJARAT 396191, which puts it inside Vapi, the broader Valsad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Nehru Street branch” — the verified location pin for IFSC UTIB0003239 should appear at the top of the results.
- Confirm the branch is open by calling 91-7405657829 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003239 and your account number.
Verifying IFSC UTIB0003239 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003239 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7405657829.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nehru Street branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003239, however, work 24x7.
Branch address & contact
Axis BankNehru Street Branch
GROUND FLOOR MAHARAJA HOTEL AND RESTAURANT NEHRU STREET MEHTA BHAVAN VAPI WEST GUJARAT 396191
Vapi, Gujarat
Phone: 91-7405657829
IFSC: UTIB0003239
Frequently asked questions
What is the IFSC code of Axis Bank Nehru Street branch?
The IFSC code of Axis Bank, Nehru Street branch is UTIB0003239. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Nehru Street branch?
You can reach the branch at 91-7405657829 during regular banking hours.
Is IFSC UTIB0003239 the same for all accounts at Nehru Street branch?
Yes. The IFSC UTIB0003239 is shared by every account held at Axis Bank's Nehru Street branch. Only the account number changes from customer to customer.
How do I add Axis Bank Nehru Street as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003239, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0003239 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003239 to send funds instantly.
How quickly will an NEFT transfer using UTIB0003239 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Nehru Street reflect within 30 minutes.
Summary
The IFSC code UTIB0003239 belongs to Axis Bank's NEHRU STREET branch, located at GROUND FLOOR MAHARAJA HOTEL AND RESTAURANT NEHRU STREET MEHTA BHAVAN VAPI WEST… in VAPI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
