Use this page as a one-stop reference for everything related to Axis Bank's VALASARAVAKKAM branch in VALASARAVAKKAM, TAMIL NADU. The branch's IFSC code UTIB0003302 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – VALASARAVAKKAM is UTIB0003302. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003302 map to this branch in VALASARAVAKKAM, TAMIL NADU.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Valasaravakkam branch in Valasaravakkam, Tamil Nadu is part of this network and uses the IFSC code UTIB0003302 for all electronic settlement.
About the Valasaravakkam branch
The Valasaravakkam branch of Axis Bank is situated at NO5 RAJAJI AVENUE VALASARAVAKKAM CHENNAI PIN60008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003302 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Valasaravakkam |
| IFSC Code | UTIB0003302 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO5 RAJAJI AVENUE VALASARAVAKKAM CHENNAI PIN60008 |
| City | Valasaravakkam |
| District | Thiruvallur |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9750434611 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VALASARAVAKKAM of Axis Bank — its own 11-character IFSC. The code UTIB0003302 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003302 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Valasaravakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003302 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003302
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003302 across all three.
NEFT to Axis Bank, VALASARAVAKKAM using IFSC UTIB0003302
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003302, and confirm that the system picks up Axis Bank – VALASARAVAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VALASARAVAKKAM
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's VALASARAVAKKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003302 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – VALASARAVAKKAM, use IMPS. With IFSC UTIB0003302 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003302 for Axis Bank – VALASARAVAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003302 | Yes – UTIB0003302 | Yes – UTIB0003302 |
For most retail customers crediting the Valasaravakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003302
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VALASARAVAKKAM is still mapped to IFSC UTIB0003302. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003302 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Valasaravakkam branch is mapped to IFSC UTIB0003302 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003302.
Banking services available
The Valasaravakkam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9750434611.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003302
Online banking and IFSC UTIB0003302
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VALASARAVAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003302 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Valasaravakkam branch sits at NO5 RAJAJI AVENUE VALASARAVAKKAM CHENNAI PIN60008. If you are travelling from outside Valasaravakkam, search for the branch on a maps application using the bank name and locality, or call 91-9750434611 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003302 and your account number.
Common mistakes to avoid when using IFSC UTIB0003302
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – VALASARAVAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003302. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Valasaravakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003302 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003302 for Axis Bank – VALASARAVAKKAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankValasaravakkam Branch
NO5 RAJAJI AVENUE VALASARAVAKKAM CHENNAI PIN60008
Valasaravakkam, Tamil Nadu
Phone: 91-9750434611
IFSC: UTIB0003302
Frequently asked questions
How quickly will an NEFT transfer using UTIB0003302 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Valasaravakkam reflect within 30 minutes.
Where is Axis Bank Valasaravakkam branch located?
Axis Bank's Valasaravakkam branch is located at NO5 RAJAJI AVENUE VALASARAVAKKAM CHENNAI PIN60008, Valasaravakkam, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Valasaravakkam branch but serve different purposes.
Does Axis Bank Valasaravakkam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9750434611 to confirm.
Is IFSC UTIB0003302 valid for NEFT and RTGS?
Yes. IFSC UTIB0003302 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0003302 the same for all accounts at Valasaravakkam branch?
Yes. The IFSC UTIB0003302 is shared by every account held at Axis Bank's Valasaravakkam branch. Only the account number changes from customer to customer.
How do I add Axis Bank Valasaravakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003302, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0003302 belongs to Axis Bank's VALASARAVAKKAM branch, located at NO5 RAJAJI AVENUE VALASARAVAKKAM CHENNAI PIN60008 in VALASARAVAKKAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
