This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, VASNAROAD, VADODARA branch in VADODARA. The 11-digit IFSC UTIB0001685 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the VASNAROAD, VADODARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's VASNAROAD, VADODARA branch, the IFSC UTIB0001685 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001685 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vasnaroad, Vadodara branch in Vadodara, Gujarat is part of this network and uses the IFSC code UTIB0001685 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Vasnaroad, Vadodara |
| IFSC Code | UTIB0001685 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, ARJUN HEIGHTS, 1, SHIVANSHU BUNGALOWS, NEAR RANESHWAR TEMPLE, VASNAROAD, VADODARA 390 015 |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
About the Vasnaroad, Vadodara branch
The Vasnaroad, Vadodara branch of Axis Bank is situated at GROUND FLOOR, ARJUN HEIGHTS, 1, SHIVANSHU BUNGALOWS, NEAR RANESHWAR TEMPLE, VASNAROAD, VADODARA 390 015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001685 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's VASNAROAD, VADODARA branch came to be assigned the code UTIB0001685.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001685, money simply cannot be routed to the VASNAROAD, VADODARA branch electronically.
Account types you can open at the Vasnaroad, Vadodara branch
Once you have an account at Axis Bank – VASNAROAD, VADODARA, the IFSC UTIB0001685 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vasnaroad, Vadodara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001685
How to transfer money using IFSC UTIB0001685
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001685 across all three.
How to use IFSC UTIB0001685 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's VASNAROAD, VADODARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001685.
- Confirm the bank name auto-populates as Axis Bank and the branch as VASNAROAD, VADODARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VASNAROAD, VADODARA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's VASNAROAD, VADODARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001685 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank VASNAROAD, VADODARA (IFSC UTIB0001685)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001685 in your mobile or internet banking app, and the money is credited to the VASNAROAD, VADODARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001685 for Axis Bank – VASNAROAD, VADODARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001685 | Yes – UTIB0001685 | Yes – UTIB0001685 |
For most retail customers crediting the Vasnaroad, Vadodara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001685
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VASNAROAD, VADODARA is still mapped to IFSC UTIB0001685. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001685 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0001685
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VASNAROAD, VADODARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001685 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001685 and the account number together uniquely identify the Vasnaroad, Vadodara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – VASNAROAD, VADODARA:
- The IFSC is exactly UTIB0001685 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and VASNAROAD, VADODARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vasnaroad, Vadodara branch sits at GROUND FLOOR, ARJUN HEIGHTS, 1, SHIVANSHU BUNGALOWS, NEAR RANESHWAR TEMPLE, VASNAROAD, VADODARA 390 015. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001685 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001685 for Axis Bank – VASNAROAD, VADODARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vasnaroad, Vadodara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001685, however, work 24x7.
Branch address & contact
Axis BankVasnaroad, Vadodara Branch
GROUND FLOOR, ARJUN HEIGHTS, 1, SHIVANSHU BUNGALOWS, NEAR RANESHWAR TEMPLE, VASNAROAD, VADODARA 390 015
Vadodara, Gujarat
Phone: the branch contact number
IFSC: UTIB0001685
Frequently asked questions
How do I add Axis Bank Vasnaroad, Vadodara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001685, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0001685 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Vasnaroad, Vadodara reflect within 30 minutes.
Can I use IFSC UTIB0001685 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001685 to send funds instantly.
Where is Axis Bank Vasnaroad, Vadodara branch located?
Axis Bank's Vasnaroad, Vadodara branch is located at GROUND FLOOR, ARJUN HEIGHTS, 1, SHIVANSHU BUNGALOWS, NEAR RANESHWAR TEMPLE, VASNAROAD, VADODARA 390 015, Vadodara, Gujarat.
Is IFSC UTIB0001685 the same for all accounts at Vasnaroad, Vadodara branch?
Yes. The IFSC UTIB0001685 is shared by every account held at Axis Bank's Vasnaroad, Vadodara branch. Only the account number changes from customer to customer.
Does Axis Bank Vasnaroad, Vadodara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: UTIB0001685 is the IFSC code of Axis Bank, VASNAROAD, VADODARA branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
