Use this page as a one-stop reference for everything related to Axis Bank's AKSHAR PAVILION ROAD branch in VADODARA, GUJARAT. The branch's IFSC code UTIB0005086 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – AKSHAR PAVILION ROAD is UTIB0005086. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005086 map to this branch in VADODARA, GUJARAT.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Akshar Pavilion Road branch in Vadodara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005086.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Akshar Pavilion Road |
| IFSC Code | UTIB0005086 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO 4 AND 5 PAIKI, TOWER A, AKSHAR PAVILION MALL, RS NO 924, 925A, 925B, 30 MTR DANDIA BAZAAR BHAYLI ROAD, NEAR PRIYA TALKIES, GOTRI |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| STD Code | 265 |
| Phone | 9712034483 |
About this branch
The branch is located at GROUND FLOOR, SHOP NO 4 AND 5 PAIKI, TOWER A, AKSHAR PAVILION MALL, RS NO 924, 925A, 925B, 30 MTR DANDIA BAZAAR BHAYLI ROAD, NEAR PRIYA TALKIES, GOTRI. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005086 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKSHAR PAVILION ROAD of Axis Bank — its own 11-character IFSC. The code UTIB0005086 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005086 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Akshar Pavilion Road branch is mapped to IFSC UTIB0005086 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005086.
Products and services
Customers walking into the Akshar Pavilion Road branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005086
How to transfer money using IFSC UTIB0005086
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005086 across all three.
NEFT to Axis Bank, AKSHAR PAVILION ROAD using IFSC UTIB0005086
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005086, and confirm that the system picks up Axis Bank – AKSHAR PAVILION ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKSHAR PAVILION ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AKSHAR PAVILION ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005086 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – AKSHAR PAVILION ROAD, use IMPS. With IFSC UTIB0005086 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Akshar Pavilion Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005086:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AKSHAR PAVILION ROAD is still linked to IFSC UTIB0005086.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005086
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AKSHAR PAVILION ROAD is still mapped to IFSC UTIB0005086. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005086 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0005086
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AKSHAR PAVILION ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005086 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Akshar Pavilion Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005086 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AKSHAR PAVILION ROAD:
- The IFSC is exactly UTIB0005086 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and AKSHAR PAVILION ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Akshar Pavilion Road branch
The branch is located at GROUND FLOOR, SHOP NO 4 AND 5 PAIKI, TOWER A, AKSHAR PAVILION MALL, RS NO 924, 925A, 925B, 30 MTR DANDIA BAZAAR BHAYLI ROAD, NEAR PRIYA TALKIES, GOTRI, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Akshar Pavilion Road branch” — the verified location pin for IFSC UTIB0005086 should appear at the top of the results.
- Confirm the branch is open by calling 265-9712034483 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005086 and your account number.
Verifying IFSC UTIB0005086 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005086 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 265-9712034483.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Akshar Pavilion Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005086 continue to work without interruption.
Branch address & contact
Axis BankAkshar Pavilion Road Branch
GROUND FLOOR, SHOP NO 4 AND 5 PAIKI, TOWER A, AKSHAR PAVILION MALL, RS NO 924, 925A, 925B, 30 MTR DANDIA BAZAAR BHAYLI ROAD, NEAR PRIYA TALKIES, GOTRI
Vadodara, Gujarat
Phone: 265-9712034483
IFSC: UTIB0005086
Frequently asked questions
Can I use IFSC UTIB0005086 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005086 to send funds instantly.
Is IFSC UTIB0005086 valid for NEFT and RTGS?
Yes. IFSC UTIB0005086 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Akshar Pavilion Road branch but serve different purposes.
Is IFSC UTIB0005086 the same for all accounts at Akshar Pavilion Road branch?
Yes. The IFSC UTIB0005086 is shared by every account held at Axis Bank's Akshar Pavilion Road branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Akshar Pavilion Road branch?
The IFSC code of Axis Bank, Akshar Pavilion Road branch is UTIB0005086. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Akshar Pavilion Road branch?
You can reach the branch at 265-9712034483 during regular banking hours.
Summary
The IFSC code UTIB0005086 belongs to Axis Bank's AKSHAR PAVILION ROAD branch, located at GROUND FLOOR, SHOP NO 4 AND 5 PAIKI, TOWER A, AKSHAR PAVILION MALL, RS NO 924,… in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
