If you are searching for the IFSC code of Axis Bank, PANEDOBIR branch in UTTAR BASTAR KANKER, CHANDIGARH, this page has every detail you need. The verified IFSC code for this branch is UTIB0006093. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PANEDOBIR branch, and detailed step-by-step guides for using the IFSC UTIB0006093 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – PANEDOBIR is UTIB0006093. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006093 map to this branch in UTTAR BASTAR KANKER, CHANDIGARH.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Panedobir |
| IFSC Code | UTIB0006093 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SAMUDAYIK BHAWAN, PANEDOBIR ROAD, GRAM PANCHAYAT PANEDOBIR |
| City | Uttar Bastar Kanker |
| District | Uttar Bastar Kanker |
| State | Chandigarh |
| STD Code | 7785 |
| Phone | 8871571923 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Panedobir branch in Uttar Bastar Kanker, Chandigarh is part of this network and uses the IFSC code UTIB0006093 for all electronic settlement.
Panedobir branch overview
Located at GROUND FLOOR, SAMUDAYIK BHAWAN, PANEDOBIR ROAD, GRAM PANCHAYAT PANEDOBIR, the Panedobir branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006093 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PANEDOBIR branch came to be assigned the code UTIB0006093.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006093, money simply cannot be routed to the PANEDOBIR branch electronically.
How to transfer money using IFSC UTIB0006093
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006093 across all three.
NEFT to Axis Bank, PANEDOBIR using IFSC UTIB0006093
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006093, and confirm that the system picks up Axis Bank – PANEDOBIR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PANEDOBIR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PANEDOBIR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006093 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PANEDOBIR, use IMPS. With IFSC UTIB0006093 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006093 for Axis Bank – PANEDOBIR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006093 | Yes – UTIB0006093 | Yes – UTIB0006093 |
For most retail customers crediting the Panedobir branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006093
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – PANEDOBIR is still mapped to IFSC UTIB0006093. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006093 and the beneficiary's account number to complete the transfer.
Account types you can open at the Panedobir branch
Once you have an account at Axis Bank – PANEDOBIR, the IFSC UTIB0006093 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Panedobir branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006093
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006093 and the account number together uniquely identify the Panedobir branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Panedobir branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006093 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0006093
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PANEDOBIR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006093. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Panedobir branch
The branch is located at GROUND FLOOR, SAMUDAYIK BHAWAN, PANEDOBIR ROAD, GRAM PANCHAYAT PANEDOBIR, which puts it inside Uttar Bastar Kanker, the broader Uttar Bastar Kanker district, and the state of Chandigarh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Panedobir branch” — the verified location pin for IFSC UTIB0006093 should appear at the top of the results.
- Confirm the branch is open by calling 7785-8871571923 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006093 and your account number.
Verifying IFSC UTIB0006093 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006093 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7785-8871571923.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Panedobir are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006093 continue to work without interruption.
Branch address & contact
Axis BankPanedobir Branch
GROUND FLOOR, SAMUDAYIK BHAWAN, PANEDOBIR ROAD, GRAM PANCHAYAT PANEDOBIR
Uttar Bastar Kanker, Chandigarh
Phone: 7785-8871571923
IFSC: UTIB0006093
Frequently asked questions
Can I use IFSC UTIB0006093 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006093 to send funds instantly.
Where is Axis Bank Panedobir branch located?
Axis Bank's Panedobir branch is located at GROUND FLOOR, SAMUDAYIK BHAWAN, PANEDOBIR ROAD, GRAM PANCHAYAT PANEDOBIR, Uttar Bastar Kanker, Chandigarh.
Is IFSC UTIB0006093 the same for all accounts at Panedobir branch?
Yes. The IFSC UTIB0006093 is shared by every account held at Axis Bank's Panedobir branch. Only the account number changes from customer to customer.
Does Axis Bank Panedobir branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7785-8871571923 to confirm.
What is the phone number of Axis Bank Panedobir branch?
You can reach the branch at 7785-8871571923 during regular banking hours.
Is IFSC UTIB0006093 valid for NEFT and RTGS?
Yes. IFSC UTIB0006093 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Panedobir as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006093, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0006093 belongs to Axis Bank's PANEDOBIR branch, located at GROUND FLOOR, SAMUDAYIK BHAWAN, PANEDOBIR ROAD, GRAM PANCHAYAT PANEDOBIR in UTTAR BASTAR KANKER, CHANDIGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
