This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, HARAEPUR branch in UNNAO. The 11-digit IFSC UTIB0005464 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the HARAEPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005464 is the IFSC of Axis Bank's HARAEPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005464 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Haraepur branch in Unnao, Uttar Pradesh is part of this network and uses the IFSC code UTIB0005464 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Haraepur |
| IFSC Code | UTIB0005464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF,KHASRA NO 616 MIN,VILL HARAEPUR,BLOCK GANJ MURADABAD,BANGARMAU,DIST UNNAO 209869 |
| City | Unnao |
| District | Unnao |
| State | Uttar Pradesh |
| STD Code | 515 |
| Phone | 8828029501 |
About the Haraepur branch
The Haraepur branch of Axis Bank is situated at GF,KHASRA NO 616 MIN,VILL HARAEPUR,BLOCK GANJ MURADABAD,BANGARMAU,DIST UNNAO 209869. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005464 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HARAEPUR branch came to be assigned the code UTIB0005464.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005464, money simply cannot be routed to the HARAEPUR branch electronically.
Account types you can open at the Haraepur branch
Once you have an account at Axis Bank – HARAEPUR, the IFSC UTIB0005464 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Haraepur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005464
How to transfer money using IFSC UTIB0005464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005464 across all three.
How to use IFSC UTIB0005464 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's HARAEPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005464.
- Confirm the bank name auto-populates as Axis Bank and the branch as HARAEPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HARAEPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HARAEPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005464 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank HARAEPUR (IFSC UTIB0005464)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005464 in your mobile or internet banking app, and the money is credited to the HARAEPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005464 for Axis Bank – HARAEPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005464 | Yes – UTIB0005464 | Yes – UTIB0005464 |
For most retail customers crediting the Haraepur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's HARAEPUR branch, the IFSC UTIB0005464 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Haraepur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005464 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Haraepur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005464 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – HARAEPUR:
- The IFSC is exactly UTIB0005464 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and HARAEPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Haraepur branch
The branch is located at GF,KHASRA NO 616 MIN,VILL HARAEPUR,BLOCK GANJ MURADABAD,BANGARMAU,DIST UNNAO 209869, which puts it inside Unnao, the broader Unnao district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Haraepur branch” — the verified location pin for IFSC UTIB0005464 should appear at the top of the results.
- Confirm the branch is open by calling 515-8828029501 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005464 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005464 for Axis Bank – HARAEPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Haraepur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005464 continue to work without interruption.
Branch address & contact
Axis BankHaraepur Branch
GF,KHASRA NO 616 MIN,VILL HARAEPUR,BLOCK GANJ MURADABAD,BANGARMAU,DIST UNNAO 209869
Unnao, Uttar Pradesh
Phone: 515-8828029501
IFSC: UTIB0005464
Frequently asked questions
Where is Axis Bank Haraepur branch located?
Axis Bank's Haraepur branch is located at GF,KHASRA NO 616 MIN,VILL HARAEPUR,BLOCK GANJ MURADABAD,BANGARMAU,DIST UNNAO 209869, Unnao, Uttar Pradesh.
Is IFSC UTIB0005464 the same for all accounts at Haraepur branch?
Yes. The IFSC UTIB0005464 is shared by every account held at Axis Bank's Haraepur branch. Only the account number changes from customer to customer.
Does Axis Bank Haraepur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 515-8828029501 to confirm.
Can I use IFSC UTIB0005464 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005464 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005464 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Haraepur reflect within 30 minutes.
What is the phone number of Axis Bank Haraepur branch?
You can reach the branch at 515-8828029501 during regular banking hours.
Summary
The IFSC code UTIB0005464 belongs to Axis Bank's HARAEPUR branch, located at GF,KHASRA NO 616 MIN,VILL HARAEPUR,BLOCK GANJ MURADABAD,BANGARMAU,DIST UNNAO… in UNNAO, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
