Use this page as a one-stop reference for everything related to Axis Bank's UMRETH branch in UMRETH, GUJARAT. The branch's IFSC code UTIB0002542 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002542 is the IFSC of Axis Bank's UMRETH branch. The format is fixed: UTIB = bank code, 0 = reserved, 002542 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Umreth branch in Umreth. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002542.
About this branch
The branch is located at GR FLOOR,JAY JALARAM,NEAR HP PETROL PUMP,DAKOR NADIAD ROAD,UMRETH,ANAND,GUJARAT,PIN 388220. It serves the Umreth region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002542 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Umreth |
| IFSC Code | UTIB0002542 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOOR,JAY JALARAM,NEAR HP PETROL PUMP,DAKOR NADIAD ROAD,UMRETH,ANAND,GUJARAT,PIN 388220 |
| City | Umreth |
| District | Anand |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9909002615 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's UMRETH branch came to be assigned the code UTIB0002542.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002542, money simply cannot be routed to the UMRETH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Umreth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002542 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002542
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002542 across all three.
NEFT to Axis Bank, UMRETH using IFSC UTIB0002542
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002542, and confirm that the system picks up Axis Bank – UMRETH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to UMRETH
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's UMRETH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002542 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – UMRETH, use IMPS. With IFSC UTIB0002542 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Umreth
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002542:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at UMRETH is still linked to IFSC UTIB0002542.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0002542
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – UMRETH is still mapped to IFSC UTIB0002542. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002542 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Umreth branch is mapped to IFSC UTIB0002542 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002542.
Products and services
Customers walking into the Umreth branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002542
Online banking and IFSC UTIB0002542
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the UMRETH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002542 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Umreth branch
The branch is located at GR FLOOR,JAY JALARAM,NEAR HP PETROL PUMP,DAKOR NADIAD ROAD,UMRETH,ANAND,GUJARAT,PIN 388220, which puts it inside Umreth, the broader Anand district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Umreth branch” — the verified location pin for IFSC UTIB0002542 should appear at the top of the results.
- Confirm the branch is open by calling 91-9909002615 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002542 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – UMRETH:
- The IFSC is exactly UTIB0002542 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and UMRETH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Umreth branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002542, however, work 24x7.
Verifying IFSC UTIB0002542 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002542 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9909002615.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankUmreth Branch
GR FLOOR,JAY JALARAM,NEAR HP PETROL PUMP,DAKOR NADIAD ROAD,UMRETH,ANAND,GUJARAT,PIN 388220
Umreth, Gujarat
Phone: 91-9909002615
IFSC: UTIB0002542
Frequently asked questions
Is IFSC UTIB0002542 the same for all accounts at Umreth branch?
Yes. The IFSC UTIB0002542 is shared by every account held at Axis Bank's Umreth branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0002542 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Umreth reflect within 30 minutes.
What is the IFSC code of Axis Bank Umreth branch?
The IFSC code of Axis Bank, Umreth branch is UTIB0002542. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Umreth branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9909002615 to confirm.
Can I use IFSC UTIB0002542 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002542 to send funds instantly.
Where is Axis Bank Umreth branch located?
Axis Bank's Umreth branch is located at GR FLOOR,JAY JALARAM,NEAR HP PETROL PUMP,DAKOR NADIAD ROAD,UMRETH,ANAND,GUJARAT,PIN 388220, Umreth, Gujarat.
Summary
The IFSC code UTIB0002542 belongs to Axis Bank's UMRETH branch, located at GR FLOOR,JAY JALARAM,NEAR HP PETROL PUMP,DAKOR NADIAD… in UMRETH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
