If you are searching for the IFSC code of Axis Bank, PRATAP NAGAR UDAIPUR branch in UDAIPUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is UTIB0004778. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PRATAP NAGAR UDAIPUR branch, and detailed step-by-step guides for using the IFSC UTIB0004778 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004778 is the IFSC of Axis Bank's PRATAP NAGAR UDAIPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004778 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pratap Nagar Udaipur branch — IFSC UTIB0004778 — extends the bank's services to customers in and around Udaipur, Rajasthan.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Pratap Nagar Udaipur |
| IFSC Code | UTIB0004778 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO. 34, COMMERCIAL COMPOUND, DAROLI HOUSE, MAIN ROAD, SUNDERWAS, PRATAP NAGAR |
| City | Udaipur |
| District | Udaipur |
| State | Rajasthan |
| STD Code | 294 |
| Phone | 8107786217 |
About this branch
The branch is located at WARD NO. 34, COMMERCIAL COMPOUND, DAROLI HOUSE, MAIN ROAD, SUNDERWAS, PRATAP NAGAR. It serves the Udaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004778 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRATAP NAGAR UDAIPUR of Axis Bank — its own 11-character IFSC. The code UTIB0004778 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004778 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pratap Nagar Udaipur branch is mapped to IFSC UTIB0004778 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004778.
Banking services available
The Pratap Nagar Udaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 294-8107786217.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004778
How to transfer money using IFSC UTIB0004778
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004778 across all three.
How to use IFSC UTIB0004778 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's PRATAP NAGAR UDAIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004778.
- Confirm the bank name auto-populates as Axis Bank and the branch as PRATAP NAGAR UDAIPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PRATAP NAGAR UDAIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PRATAP NAGAR UDAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004778 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PRATAP NAGAR UDAIPUR, use IMPS. With IFSC UTIB0004778 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pratap Nagar Udaipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004778:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PRATAP NAGAR UDAIPUR is still linked to IFSC UTIB0004778.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PRATAP NAGAR UDAIPUR branch, the IFSC UTIB0004778 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0004778
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PRATAP NAGAR UDAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004778 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Pratap Nagar Udaipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004778 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – PRATAP NAGAR UDAIPUR:
- The IFSC is exactly UTIB0004778 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and PRATAP NAGAR UDAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pratap Nagar Udaipur branch
The branch is located at WARD NO. 34, COMMERCIAL COMPOUND, DAROLI HOUSE, MAIN ROAD, SUNDERWAS, PRATAP NAGAR, which puts it inside Udaipur, the broader Udaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Pratap Nagar Udaipur branch” — the verified location pin for IFSC UTIB0004778 should appear at the top of the results.
- Confirm the branch is open by calling 294-8107786217 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004778 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004778 for Axis Bank – PRATAP NAGAR UDAIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pratap Nagar Udaipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004778, however, work 24x7.
Branch address & contact
Axis BankPratap Nagar Udaipur Branch
WARD NO. 34, COMMERCIAL COMPOUND, DAROLI HOUSE, MAIN ROAD, SUNDERWAS, PRATAP NAGAR
Udaipur, Rajasthan
Phone: 294-8107786217
IFSC: UTIB0004778
Frequently asked questions
What is the phone number of Axis Bank Pratap Nagar Udaipur branch?
You can reach the branch at 294-8107786217 during regular banking hours.
Where is Axis Bank Pratap Nagar Udaipur branch located?
Axis Bank's Pratap Nagar Udaipur branch is located at WARD NO. 34, COMMERCIAL COMPOUND, DAROLI HOUSE, MAIN ROAD, SUNDERWAS, PRATAP NAGAR, Udaipur, Rajasthan.
Can I use IFSC UTIB0004778 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004778 to send funds instantly.
Is IFSC UTIB0004778 the same for all accounts at Pratap Nagar Udaipur branch?
Yes. The IFSC UTIB0004778 is shared by every account held at Axis Bank's Pratap Nagar Udaipur branch. Only the account number changes from customer to customer.
How do I add Axis Bank Pratap Nagar Udaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004778, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004778 valid for NEFT and RTGS?
Yes. IFSC UTIB0004778 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Pratap Nagar Udaipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 294-8107786217 to confirm.
Summary
The IFSC code UTIB0004778 belongs to Axis Bank's PRATAP NAGAR UDAIPUR branch, located at WARD NO. 34, COMMERCIAL COMPOUND, DAROLI HOUSE, MAIN ROAD, SUNDERWAS, PRATAP… in UDAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
