Use this page as a one-stop reference for everything related to Axis Bank's AIR BYPASS ROAD branch in TIRUPATI, ANDHRA PRADESH. The branch's IFSC code UTIB0002894 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's AIR BYPASS ROAD branch, the IFSC UTIB0002894 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002894 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Air Bypass Road |
| IFSC Code | UTIB0002894 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AVM PLAZA UPPER GROUND FLOOR AIR BYPASS ROAD NEAR LAKSHMI CIRCLE STV NAGAR TIRUPATI 517501 |
| City | Tirupati |
| District | Chittoor |
| State | Andhra Pradesh |
| STD Code | 877 |
| Phone | 2286975 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Air Bypass Road branch — IFSC UTIB0002894 — extends the bank's services to customers in and around Tirupati, Andhra Pradesh.
Air Bypass Road branch overview
Located at AVM PLAZA UPPER GROUND FLOOR AIR BYPASS ROAD NEAR LAKSHMI CIRCLE STV NAGAR TIRUPATI 517501, the Air Bypass Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002894 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AIR BYPASS ROAD branch came to be assigned the code UTIB0002894.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002894, money simply cannot be routed to the AIR BYPASS ROAD branch electronically.
How to transfer money using IFSC UTIB0002894
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002894 across all three.
NEFT to Axis Bank, AIR BYPASS ROAD using IFSC UTIB0002894
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002894, and confirm that the system picks up Axis Bank – AIR BYPASS ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AIR BYPASS ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AIR BYPASS ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002894 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – AIR BYPASS ROAD, use IMPS. With IFSC UTIB0002894 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Air Bypass Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002894:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AIR BYPASS ROAD is still linked to IFSC UTIB0002894.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's AIR BYPASS ROAD branch, the IFSC UTIB0002894 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Air Bypass Road branch is mapped to IFSC UTIB0002894 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002894.
Banking services available
The Air Bypass Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 877-2286975.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002894
MICR & cheque-truncation details
Cheques drawn on the Air Bypass Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002894 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0002894
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AIR BYPASS ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002894 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0002894
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – AIR BYPASS ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002894. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Air Bypass Road branch
The branch is located at AVM PLAZA UPPER GROUND FLOOR AIR BYPASS ROAD NEAR LAKSHMI CIRCLE STV NAGAR TIRUPATI 517501, which puts it inside Tirupati, the broader Chittoor district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Air Bypass Road branch” — the verified location pin for IFSC UTIB0002894 should appear at the top of the results.
- Confirm the branch is open by calling 877-2286975 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002894 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002894 for Axis Bank – AIR BYPASS ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Air Bypass Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002894 continue to work without interruption.
Branch address & contact
Axis BankAir Bypass Road Branch
AVM PLAZA UPPER GROUND FLOOR AIR BYPASS ROAD NEAR LAKSHMI CIRCLE STV NAGAR TIRUPATI 517501
Tirupati, Andhra Pradesh
Phone: 877-2286975
IFSC: UTIB0002894
Frequently asked questions
Is IFSC UTIB0002894 valid for NEFT and RTGS?
Yes. IFSC UTIB0002894 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0002894 the same for all accounts at Air Bypass Road branch?
Yes. The IFSC UTIB0002894 is shared by every account held at Axis Bank's Air Bypass Road branch. Only the account number changes from customer to customer.
Where is Axis Bank Air Bypass Road branch located?
Axis Bank's Air Bypass Road branch is located at AVM PLAZA UPPER GROUND FLOOR AIR BYPASS ROAD NEAR LAKSHMI CIRCLE STV NAGAR TIRUPATI 517501, Tirupati, Andhra Pradesh.
What is the phone number of Axis Bank Air Bypass Road branch?
You can reach the branch at 877-2286975 during regular banking hours.
How quickly will an NEFT transfer using UTIB0002894 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Air Bypass Road reflect within 30 minutes.
How do I add Axis Bank Air Bypass Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002894, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0002894 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002894 to send funds instantly.
Final notes
To recap: UTIB0002894 is the IFSC code of Axis Bank, AIR BYPASS ROAD branch, in TIRUPATI, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
