This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, THIRUKARUNGUDI , TAMIL NADU branch in THIRUKKURANGADI. The 11-digit IFSC UTIB0000891 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the THIRUKARUNGUDI , TAMIL NADU location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0000891 is the IFSC of Axis Bank's THIRUKARUNGUDI , TAMIL NADU branch. The format is fixed: UTIB = bank code, 0 = reserved, 000891 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thirukarungudi , Tamil Nadu branch in Thirukkurangadi, Tamil Nadu is part of this network and uses the IFSC code UTIB0000891 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Thirukarungudi , Tamil Nadu |
| IFSC Code | UTIB0000891 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 77/ 5A , SOUTH CAR STREET,THIRUKARUNGUDI,DIST.TIRUNELVELI.TAMIL NADU, PIN 627115. |
| City | Thirukkurangadi |
| District | Tirunelvali |
| State | Tamil Nadu |
About the Thirukarungudi , Tamil Nadu branch
The Thirukarungudi , Tamil Nadu branch of Axis Bank is situated at 77/ 5A , SOUTH CAR STREET,THIRUKARUNGUDI,DIST.TIRUNELVELI.TAMIL NADU, PIN 627115.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000891 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THIRUKARUNGUDI , TAMIL NADU of Axis Bank — its own 11-character IFSC. The code UTIB0000891 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000891 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Thirukarungudi , Tamil Nadu branch is mapped to IFSC UTIB0000891 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000891.
Products and services
Customers walking into the Thirukarungudi , Tamil Nadu branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0000891
How to transfer money using IFSC UTIB0000891
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000891 across all three.
How to use IFSC UTIB0000891 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THIRUKARUNGUDI , TAMIL NADU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0000891.
- Confirm the bank name auto-populates as Axis Bank and the branch as THIRUKARUNGUDI , TAMIL NADU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0000891
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THIRUKARUNGUDI , TAMIL NADU, ensure your bank's portal accepts IFSC UTIB0000891 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THIRUKARUNGUDI , TAMIL NADU, use IMPS. With IFSC UTIB0000891 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000891 for Axis Bank – THIRUKARUNGUDI , TAMIL NADU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000891 | Yes – UTIB0000891 | Yes – UTIB0000891 |
For most retail customers crediting the Thirukarungudi , Tamil Nadu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THIRUKARUNGUDI , TAMIL NADU branch, the IFSC UTIB0000891 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0000891
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THIRUKARUNGUDI , TAMIL NADU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000891 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Thirukarungudi , Tamil Nadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000891 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THIRUKARUNGUDI , TAMIL NADU:
- The IFSC is exactly UTIB0000891 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THIRUKARUNGUDI , TAMIL NADU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thirukarungudi , Tamil Nadu branch
The branch is located at 77/ 5A , SOUTH CAR STREET,THIRUKARUNGUDI,DIST.TIRUNELVELI.TAMIL NADU, PIN 627115., which puts it inside Thirukkurangadi, the broader Tirunelvali district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Thirukarungudi , Tamil Nadu branch” — the verified location pin for IFSC UTIB0000891 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000891 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000891 for Axis Bank – THIRUKARUNGUDI , TAMIL NADU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Thirukarungudi , Tamil Nadu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000891 continue to work without interruption.
Branch address & contact
Axis BankThirukarungudi , Tamil Nadu Branch
77/ 5A , SOUTH CAR STREET,THIRUKARUNGUDI,DIST.TIRUNELVELI.TAMIL NADU, PIN 627115.
Thirukkurangadi, Tamil Nadu
Phone: the branch contact number
IFSC: UTIB0000891
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thirukarungudi , Tamil Nadu branch but serve different purposes.
Is IFSC UTIB0000891 valid for NEFT and RTGS?
Yes. IFSC UTIB0000891 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Thirukarungudi , Tamil Nadu branch located?
Axis Bank's Thirukarungudi , Tamil Nadu branch is located at 77/ 5A , SOUTH CAR STREET,THIRUKARUNGUDI,DIST.TIRUNELVELI.TAMIL NADU, PIN 627115., Thirukkurangadi, Tamil Nadu.
What is the IFSC code of Axis Bank Thirukarungudi , Tamil Nadu branch?
The IFSC code of Axis Bank, Thirukarungudi , Tamil Nadu branch is UTIB0000891. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0000891 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Thirukarungudi , Tamil Nadu reflect within 30 minutes.
Is IFSC UTIB0000891 the same for all accounts at Thirukarungudi , Tamil Nadu branch?
Yes. The IFSC UTIB0000891 is shared by every account held at Axis Bank's Thirukarungudi , Tamil Nadu branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0000891 is the IFSC code of Axis Bank, THIRUKARUNGUDI , TAMIL NADU branch, in THIRUKKURANGADI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
