If you are searching for the IFSC code of Axis Bank, KURUVIKARAMBAI THANJAVUR branch in THANJAVUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0003636. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KURUVIKARAMBAI THANJAVUR branch, and detailed step-by-step guides for using the IFSC UTIB0003636 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – KURUVIKARAMBAI THANJAVUR is UTIB0003636. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003636 map to this branch in THANJAVUR, TAMIL NADU.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kuruvikarambai Thanjavur |
| IFSC Code | UTIB0003636 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1380 PATTUKOTTAI PERAVURANI ROAD PINCODE 614802 |
| City | Thanjavur |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 4373 |
| Phone | 274301 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kuruvikarambai Thanjavur branch in Thanjavur, Tamil Nadu is part of this network and uses the IFSC code UTIB0003636 for all electronic settlement.
About this branch
The branch is located at NO 1380 PATTUKOTTAI PERAVURANI ROAD PINCODE 614802. It serves the Thanjavur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003636 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KURUVIKARAMBAI THANJAVUR of Axis Bank — its own 11-character IFSC. The code UTIB0003636 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003636 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0003636
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003636 across all three.
How to use IFSC UTIB0003636 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KURUVIKARAMBAI THANJAVUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003636.
- Confirm the bank name auto-populates as Axis Bank and the branch as KURUVIKARAMBAI THANJAVUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KURUVIKARAMBAI THANJAVUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KURUVIKARAMBAI THANJAVUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003636 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank KURUVIKARAMBAI THANJAVUR (IFSC UTIB0003636)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003636 in your mobile or internet banking app, and the money is credited to the KURUVIKARAMBAI THANJAVUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003636 for Axis Bank – KURUVIKARAMBAI THANJAVUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003636 | Yes – UTIB0003636 | Yes – UTIB0003636 |
For most retail customers crediting the Kuruvikarambai Thanjavur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003636
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KURUVIKARAMBAI THANJAVUR is still mapped to IFSC UTIB0003636. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003636 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kuruvikarambai Thanjavur branch is mapped to IFSC UTIB0003636 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003636.
Banking services available
The Kuruvikarambai Thanjavur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4373-274301.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003636
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003636 and the account number together uniquely identify the Kuruvikarambai Thanjavur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0003636
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KURUVIKARAMBAI THANJAVUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003636 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KURUVIKARAMBAI THANJAVUR:
- The IFSC is exactly UTIB0003636 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KURUVIKARAMBAI THANJAVUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kuruvikarambai Thanjavur branch
The branch is located at NO 1380 PATTUKOTTAI PERAVURANI ROAD PINCODE 614802, which puts it inside Thanjavur, the broader Thanjavur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kuruvikarambai Thanjavur branch” — the verified location pin for IFSC UTIB0003636 should appear at the top of the results.
- Confirm the branch is open by calling 4373-274301 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003636 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003636 for Axis Bank – KURUVIKARAMBAI THANJAVUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kuruvikarambai Thanjavur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003636 continue to work without interruption.
Branch address & contact
Axis BankKuruvikarambai Thanjavur Branch
NO 1380 PATTUKOTTAI PERAVURANI ROAD PINCODE 614802
Thanjavur, Tamil Nadu
Phone: 4373-274301
IFSC: UTIB0003636
Frequently asked questions
What is the phone number of Axis Bank Kuruvikarambai Thanjavur branch?
You can reach the branch at 4373-274301 during regular banking hours.
Does Axis Bank Kuruvikarambai Thanjavur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4373-274301 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kuruvikarambai Thanjavur branch but serve different purposes.
Is IFSC UTIB0003636 the same for all accounts at Kuruvikarambai Thanjavur branch?
Yes. The IFSC UTIB0003636 is shared by every account held at Axis Bank's Kuruvikarambai Thanjavur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0003636 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kuruvikarambai Thanjavur reflect within 30 minutes.
How do I add Axis Bank Kuruvikarambai Thanjavur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003636, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0003636 valid for NEFT and RTGS?
Yes. IFSC UTIB0003636 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Kuruvikarambai Thanjavur branch?
The IFSC code of Axis Bank, Kuruvikarambai Thanjavur branch is UTIB0003636. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0003636 belongs to Axis Bank's KURUVIKARAMBAI THANJAVUR branch, located at NO 1380 PATTUKOTTAI PERAVURANI ROAD PINCODE 614802 in THANJAVUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
