Below are the complete branch details for Axis Bank, MAJIWADA THANE branch, located in THANE WEST, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004732. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004732 for Axis Bank – MAJIWADA THANE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004732 is the IFSC of Axis Bank's MAJIWADA THANE branch. The format is fixed: UTIB = bank code, 0 = reserved, 004732 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Majiwada Thane branch in Thane West. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004732.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Majiwada Thane |
| IFSC Code | UTIB0004732 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR, SHETH AVALON, G WING, SHOP NO 2, NEXT TO JUPITER HOSPITAL, NR VIVIANA MALL, THANE WEST |
| City | Thane West |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 9999999999 |
About the Majiwada Thane branch
The Majiwada Thane branch of Axis Bank is situated at GR FLR, SHETH AVALON, G WING, SHOP NO 2, NEXT TO JUPITER HOSPITAL, NR VIVIANA MALL, THANE WEST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004732 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MAJIWADA THANE branch came to be assigned the code UTIB0004732.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004732, money simply cannot be routed to the MAJIWADA THANE branch electronically.
Products and account variants supported
Every account opened at the Majiwada Thane branch is mapped to IFSC UTIB0004732 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004732.
Products and services
Customers walking into the Majiwada Thane branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004732
How to transfer money using IFSC UTIB0004732
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004732 across all three.
NEFT to Axis Bank, MAJIWADA THANE using IFSC UTIB0004732
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004732, and confirm that the system picks up Axis Bank – MAJIWADA THANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAJIWADA THANE
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MAJIWADA THANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004732 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank MAJIWADA THANE (IFSC UTIB0004732)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004732 in your mobile or internet banking app, and the money is credited to the MAJIWADA THANE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Majiwada Thane
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004732:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAJIWADA THANE is still linked to IFSC UTIB0004732.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MAJIWADA THANE branch, the IFSC UTIB0004732 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0004732
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MAJIWADA THANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004732 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004732 and the account number together uniquely identify the Majiwada Thane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MAJIWADA THANE:
- The IFSC is exactly UTIB0004732 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MAJIWADA THANE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Majiwada Thane branch sits at GR FLR, SHETH AVALON, G WING, SHOP NO 2, NEXT TO JUPITER HOSPITAL, NR VIVIANA MALL, THANE WEST. If you are travelling from outside Thane West, search for the branch on a maps application using the bank name and locality, or call 22-9999999999 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004732 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004732 for Axis Bank – MAJIWADA THANE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Majiwada Thane are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004732 continue to work without interruption.
Branch address & contact
Axis BankMajiwada Thane Branch
GR FLR, SHETH AVALON, G WING, SHOP NO 2, NEXT TO JUPITER HOSPITAL, NR VIVIANA MALL, THANE WEST
Thane West, Maharashtra
Phone: 22-9999999999
IFSC: UTIB0004732
Frequently asked questions
Does Axis Bank Majiwada Thane branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-9999999999 to confirm.
Is IFSC UTIB0004732 valid for NEFT and RTGS?
Yes. IFSC UTIB0004732 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Majiwada Thane branch?
You can reach the branch at 22-9999999999 during regular banking hours.
Is IFSC UTIB0004732 the same for all accounts at Majiwada Thane branch?
Yes. The IFSC UTIB0004732 is shared by every account held at Axis Bank's Majiwada Thane branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Majiwada Thane branch but serve different purposes.
Can I use IFSC UTIB0004732 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004732 to send funds instantly.
How do I add Axis Bank Majiwada Thane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004732, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0004732 is the IFSC code of Axis Bank, MAJIWADA THANE branch, in THANE WEST, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
