Use this page as a one-stop reference for everything related to Axis Bank's TEZU branch in TEZU, ARUNACHAL PRADESH. The branch's IFSC code UTIB0005728 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's TEZU branch, the IFSC UTIB0005728 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005728 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tezu branch in Tezu, Arunachal Pradesh is part of this network and uses the IFSC code UTIB0005728 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Tezu |
| IFSC Code | UTIB0005728 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, KASHEN COMPLEX, NEAR NANCY RESTAURANT,NH 13,TEZU 792001,ARUNACHAL PRADESH |
| City | Tezu |
| District | Lohit |
| State | Arunachal Pradesh |
| STD Code | 3804 |
| Phone | 9678423597 |
Tezu branch overview
Located at UPPER GROUND FLOOR, KASHEN COMPLEX, NEAR NANCY RESTAURANT,NH 13,TEZU 792001,ARUNACHAL PRADESH, the Tezu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005728 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's TEZU branch came to be assigned the code UTIB0005728.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005728, money simply cannot be routed to the TEZU branch electronically.
Products and account variants supported
Every account opened at the Tezu branch is mapped to IFSC UTIB0005728 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005728.
Banking services available
The Tezu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3804-9678423597.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005728
How to transfer money using IFSC UTIB0005728
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005728 across all three.
How to use IFSC UTIB0005728 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's TEZU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005728.
- Confirm the bank name auto-populates as Axis Bank and the branch as TEZU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TEZU
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's TEZU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005728 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank TEZU (IFSC UTIB0005728)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005728 in your mobile or internet banking app, and the money is credited to the TEZU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005728 for Axis Bank – TEZU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005728 | Yes – UTIB0005728 | Yes – UTIB0005728 |
For most retail customers crediting the Tezu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's TEZU branch, the IFSC UTIB0005728 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0005728
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TEZU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005728 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Tezu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005728 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0005728
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TEZU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005728. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tezu branch sits at UPPER GROUND FLOOR, KASHEN COMPLEX, NEAR NANCY RESTAURANT,NH 13,TEZU 792001,ARUNACHAL PRADESH. If you are travelling from outside Tezu, search for the branch on a maps application using the bank name and locality, or call 3804-9678423597 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005728 and your account number.
Verifying IFSC UTIB0005728 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005728 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3804-9678423597.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tezu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005728, however, work 24x7.
Branch address & contact
Axis BankTezu Branch
UPPER GROUND FLOOR, KASHEN COMPLEX, NEAR NANCY RESTAURANT,NH 13,TEZU 792001,ARUNACHAL PRADESH
Tezu, Arunachal Pradesh
Phone: 3804-9678423597
IFSC: UTIB0005728
Frequently asked questions
How do I add Axis Bank Tezu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005728, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Tezu branch?
The IFSC code of Axis Bank, Tezu branch is UTIB0005728. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tezu branch but serve different purposes.
Where is Axis Bank Tezu branch located?
Axis Bank's Tezu branch is located at UPPER GROUND FLOOR, KASHEN COMPLEX, NEAR NANCY RESTAURANT,NH 13,TEZU 792001,ARUNACHAL PRADESH, Tezu, Arunachal Pradesh.
What is the phone number of Axis Bank Tezu branch?
You can reach the branch at 3804-9678423597 during regular banking hours.
Does Axis Bank Tezu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3804-9678423597 to confirm.
Is IFSC UTIB0005728 valid for NEFT and RTGS?
Yes. IFSC UTIB0005728 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0005728 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Tezu reflect within 30 minutes.
Final notes
To recap: UTIB0005728 is the IFSC code of Axis Bank, TEZU branch, in TEZU, ARUNACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
