Below are the complete branch details for Axis Bank, TEKKALI branch, located in TEKKALI, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003985. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003985 for Axis Bank – TEKKALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003985 is the IFSC of Axis Bank's TEKKALI branch. The format is fixed: UTIB = bank code, 0 = reserved, 003985 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tekkali branch in Tekkali, Andhra Pradesh is part of this network and uses the IFSC code UTIB0003985 for all electronic settlement.
About this branch
The branch is located at GRD FLR AND FIRST FLR, PATTA NO.43, OLD NH 5, TEKKALI MANDAL, TEKKALI ,VILLAGE 532201. It serves the Tekkali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003985 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Tekkali |
| IFSC Code | UTIB0003985 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR AND FIRST FLR, PATTA NO.43, OLD NH 5, TEKKALI MANDAL, TEKKALI ,VILLAGE 532201 |
| City | Tekkali |
| District | Srikakulam |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 8469318 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEKKALI of Axis Bank — its own 11-character IFSC. The code UTIB0003985 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003985 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003985 and the account number together uniquely identify the Tekkali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0003985
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003985 across all three.
How to use IFSC UTIB0003985 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's TEKKALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003985.
- Confirm the bank name auto-populates as Axis Bank and the branch as TEKKALI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0003985
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – TEKKALI, ensure your bank's portal accepts IFSC UTIB0003985 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank TEKKALI (IFSC UTIB0003985)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003985 in your mobile or internet banking app, and the money is credited to the TEKKALI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003985 for Axis Bank – TEKKALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003985 | Yes – UTIB0003985 | Yes – UTIB0003985 |
For most retail customers crediting the Tekkali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003985
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TEKKALI is still mapped to IFSC UTIB0003985. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003985 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tekkali branch is mapped to IFSC UTIB0003985 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003985.
Products and services
Customers walking into the Tekkali branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003985
Online banking and IFSC UTIB0003985
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TEKKALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003985 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Tekkali branch
The branch is located at GRD FLR AND FIRST FLR, PATTA NO.43, OLD NH 5, TEKKALI MANDAL, TEKKALI ,VILLAGE 532201, which puts it inside Tekkali, the broader Srikakulam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Tekkali branch” — the verified location pin for IFSC UTIB0003985 should appear at the top of the results.
- Confirm the branch is open by calling 866-8469318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003985 and your account number.
Common mistakes to avoid when using IFSC UTIB0003985
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TEKKALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003985. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Tekkali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003985 continue to work without interruption.
Verifying IFSC UTIB0003985 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003985 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 866-8469318.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankTekkali Branch
GRD FLR AND FIRST FLR, PATTA NO.43, OLD NH 5, TEKKALI MANDAL, TEKKALI ,VILLAGE 532201
Tekkali, Andhra Pradesh
Phone: 866-8469318
IFSC: UTIB0003985
Frequently asked questions
How quickly will an NEFT transfer using UTIB0003985 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Tekkali reflect within 30 minutes.
How do I add Axis Bank Tekkali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003985, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0003985 the same for all accounts at Tekkali branch?
Yes. The IFSC UTIB0003985 is shared by every account held at Axis Bank's Tekkali branch. Only the account number changes from customer to customer.
Where is Axis Bank Tekkali branch located?
Axis Bank's Tekkali branch is located at GRD FLR AND FIRST FLR, PATTA NO.43, OLD NH 5, TEKKALI MANDAL, TEKKALI ,VILLAGE 532201, Tekkali, Andhra Pradesh.
Can I use IFSC UTIB0003985 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003985 to send funds instantly.
What is the IFSC code of Axis Bank Tekkali branch?
The IFSC code of Axis Bank, Tekkali branch is UTIB0003985. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Tekkali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 866-8469318 to confirm.
Is IFSC UTIB0003985 valid for NEFT and RTGS?
Yes. IFSC UTIB0003985 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0003985 belongs to Axis Bank's TEKKALI branch, located at GRD FLR AND FIRST FLR, PATTA NO.43, OLD NH 5, TEKKALI MANDAL, TEKKALI ,VILLAGE… in TEKKALI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
