Below are the complete branch details for Axis Bank, NAURANGABAD branch, located in TARN TARAN, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002269. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002269 for Axis Bank – NAURANGABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002269 is the IFSC of Axis Bank's NAURANGABAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 002269 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Naurangabad branch in Tarn Taran, Punjab is part of this network and uses the IFSC code UTIB0002269 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Naurangabad |
| IFSC Code | UTIB0002269 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHATA NO. 77/251, VILLAGE NAURANGABAD, TEHSIL & DIST. TARN TARAN, PUNJAB, PIN 143401 |
| City | Tarn Taran |
| District | Tarn Taran |
| State | Punjab |
About the Naurangabad branch
The Naurangabad branch of Axis Bank is situated at GROUND FLOOR, KHATA NO. 77/251, VILLAGE NAURANGABAD, TEHSIL & DIST. TARN TARAN, PUNJAB, PIN 143401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002269 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NAURANGABAD branch came to be assigned the code UTIB0002269.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002269, money simply cannot be routed to the NAURANGABAD branch electronically.
Account types you can open at the Naurangabad branch
Once you have an account at Axis Bank – NAURANGABAD, the IFSC UTIB0002269 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Naurangabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002269
How to transfer money using IFSC UTIB0002269
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002269 across all three.
How to use IFSC UTIB0002269 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NAURANGABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002269.
- Confirm the bank name auto-populates as Axis Bank and the branch as NAURANGABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NAURANGABAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NAURANGABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002269 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – NAURANGABAD, use IMPS. With IFSC UTIB0002269 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Naurangabad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002269:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAURANGABAD is still linked to IFSC UTIB0002269.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NAURANGABAD branch, the IFSC UTIB0002269 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Naurangabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002269 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002269 and the account number together uniquely identify the Naurangabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – NAURANGABAD:
- The IFSC is exactly UTIB0002269 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and NAURANGABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Naurangabad branch
The branch is located at GROUND FLOOR, KHATA NO. 77/251, VILLAGE NAURANGABAD, TEHSIL & DIST. TARN TARAN, PUNJAB, PIN 143401, which puts it inside Tarn Taran, the broader Tarn Taran district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Naurangabad branch” — the verified location pin for IFSC UTIB0002269 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002269 and your account number.
Verifying IFSC UTIB0002269 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002269 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Naurangabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002269 continue to work without interruption.
Branch address & contact
Axis BankNaurangabad Branch
GROUND FLOOR, KHATA NO. 77/251, VILLAGE NAURANGABAD, TEHSIL & DIST. TARN TARAN, PUNJAB, PIN 143401
Tarn Taran, Punjab
Phone: the branch contact number
IFSC: UTIB0002269
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Naurangabad branch but serve different purposes.
What is the IFSC code of Axis Bank Naurangabad branch?
The IFSC code of Axis Bank, Naurangabad branch is UTIB0002269. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0002269 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002269 to send funds instantly.
How do I add Axis Bank Naurangabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002269, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002269 the same for all accounts at Naurangabad branch?
Yes. The IFSC UTIB0002269 is shared by every account held at Axis Bank's Naurangabad branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0002269 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Naurangabad reflect within 30 minutes.
What is the phone number of Axis Bank Naurangabad branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UTIB0002269 belongs to Axis Bank's NAURANGABAD branch, located at GROUND FLOOR, KHATA NO. 77/251, VILLAGE NAURANGABAD, TEHSIL & DIST. TARN… in TARN TARAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
