Use this page as a one-stop reference for everything related to Axis Bank's TARAORI branch in TARAORI, HARYANA. The branch's IFSC code UTIB0003741 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's TARAORI branch, the IFSC UTIB0003741 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003741 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Taraori branch — IFSC UTIB0003741 — extends the bank's services to customers in and around Taraori, Haryana.
About this branch
The branch is located at GROUND FLOOR, MC NO.494 9, WARD NO.9, TARAORI, TEHSIL NILOKHERI, DISTRICT KARNAL, HARYANA. It serves the Taraori region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003741 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Taraori |
| IFSC Code | UTIB0003741 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, MC NO.494 9, WARD NO.9, TARAORI, TEHSIL NILOKHERI, DISTRICT KARNAL, HARYANA |
| City | Taraori |
| District | Karnal |
| State | Haryana |
| STD Code | 1745 |
| Phone | 9467127272 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's TARAORI branch came to be assigned the code UTIB0003741.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003741, money simply cannot be routed to the TARAORI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Taraori branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003741 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003741
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003741 across all three.
NEFT to Axis Bank, TARAORI using IFSC UTIB0003741
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003741, and confirm that the system picks up Axis Bank – TARAORI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TARAORI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's TARAORI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003741 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank TARAORI (IFSC UTIB0003741)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003741 in your mobile or internet banking app, and the money is credited to the TARAORI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003741 for Axis Bank – TARAORI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003741 | Yes – UTIB0003741 | Yes – UTIB0003741 |
For most retail customers crediting the Taraori branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003741
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TARAORI is still mapped to IFSC UTIB0003741. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003741 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Taraori branch is mapped to IFSC UTIB0003741 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003741.
Products and services
Customers walking into the Taraori branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003741
Digital banking channels
Most day-to-day work that customers used to do at the Taraori branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003741 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Taraori branch sits at GROUND FLOOR, MC NO.494 9, WARD NO.9, TARAORI, TEHSIL NILOKHERI, DISTRICT KARNAL, HARYANA. If you are travelling from outside Taraori, search for the branch on a maps application using the bank name and locality, or call 1745-9467127272 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003741 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – TARAORI:
- The IFSC is exactly UTIB0003741 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and TARAORI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Taraori branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003741, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003741 for Axis Bank – TARAORI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankTaraori Branch
GROUND FLOOR, MC NO.494 9, WARD NO.9, TARAORI, TEHSIL NILOKHERI, DISTRICT KARNAL, HARYANA
Taraori, Haryana
Phone: 1745-9467127272
IFSC: UTIB0003741
Frequently asked questions
Is IFSC UTIB0003741 the same for all accounts at Taraori branch?
Yes. The IFSC UTIB0003741 is shared by every account held at Axis Bank's Taraori branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Taraori branch?
The IFSC code of Axis Bank, Taraori branch is UTIB0003741. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0003741 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Taraori reflect within 30 minutes.
How do I add Axis Bank Taraori as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003741, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Taraori branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1745-9467127272 to confirm.
Where is Axis Bank Taraori branch located?
Axis Bank's Taraori branch is located at GROUND FLOOR, MC NO.494 9, WARD NO.9, TARAORI, TEHSIL NILOKHERI, DISTRICT KARNAL, HARYANA, Taraori, Haryana.
Summary
The IFSC code UTIB0003741 belongs to Axis Bank's TARAORI branch, located at GROUND FLOOR, MC NO.494 9, WARD NO.9, TARAORI, TEHSIL NILOKHERI, DISTRICT… in TARAORI, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
