If you are searching for the IFSC code of Axis Bank, TALWANDI AKALIA branch in TALWANDI AKALIA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0002444. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TALWANDI AKALIA branch, and detailed step-by-step guides for using the IFSC UTIB0002444 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002444 is the IFSC of Axis Bank's TALWANDI AKALIA branch. The format is fixed: UTIB = bank code, 0 = reserved, 002444 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Talwandi Akalia branch — IFSC UTIB0002444 — extends the bank's services to customers in and around Talwandi Akalia, Punjab.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Talwandi Akalia |
| IFSC Code | UTIB0002444 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT NO. 9, KHATAUNI NO. 26, KHASRA NO.51//5 MIN, VILLAGE TALWANDI AKALIA, TEHSIL AND DIST MANSA, PUNJAB, PIN 151005 |
| City | Talwandi Akalia |
| District | Mansa |
| State | Punjab |
Talwandi Akalia branch overview
Located at GROUND FLOOR, KHEWAT NO. 9, KHATAUNI NO. 26, KHASRA NO.51//5 MIN, VILLAGE TALWANDI AKALIA, TEHSIL AND DIST MANSA, PUNJAB, PIN 151005, the Talwandi Akalia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002444 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TALWANDI AKALIA of Axis Bank — its own 11-character IFSC. The code UTIB0002444 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002444 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Talwandi Akalia branch
Once you have an account at Axis Bank – TALWANDI AKALIA, the IFSC UTIB0002444 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Talwandi Akalia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002444
How to transfer money using IFSC UTIB0002444
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002444 across all three.
NEFT to Axis Bank, TALWANDI AKALIA using IFSC UTIB0002444
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002444, and confirm that the system picks up Axis Bank – TALWANDI AKALIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002444
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – TALWANDI AKALIA, ensure your bank's portal accepts IFSC UTIB0002444 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank TALWANDI AKALIA (IFSC UTIB0002444)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002444 in your mobile or internet banking app, and the money is credited to the TALWANDI AKALIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002444 for Axis Bank – TALWANDI AKALIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002444 | Yes – UTIB0002444 | Yes – UTIB0002444 |
For most retail customers crediting the Talwandi Akalia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002444
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TALWANDI AKALIA is still mapped to IFSC UTIB0002444. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002444 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0002444
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TALWANDI AKALIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002444 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Talwandi Akalia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002444 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – TALWANDI AKALIA:
- The IFSC is exactly UTIB0002444 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and TALWANDI AKALIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Talwandi Akalia branch
The branch is located at GROUND FLOOR, KHEWAT NO. 9, KHATAUNI NO. 26, KHASRA NO.51//5 MIN, VILLAGE TALWANDI AKALIA, TEHSIL AND DIST MANSA, PUNJAB, PIN 151005, which puts it inside Talwandi Akalia, the broader Mansa district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Talwandi Akalia branch” — the verified location pin for IFSC UTIB0002444 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002444 and your account number.
Verifying IFSC UTIB0002444 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002444 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Talwandi Akalia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002444, however, work 24x7.
Branch address & contact
Axis BankTalwandi Akalia Branch
GROUND FLOOR, KHEWAT NO. 9, KHATAUNI NO. 26, KHASRA NO.51//5 MIN, VILLAGE TALWANDI AKALIA, TEHSIL AND DIST MANSA, PUNJAB, PIN 151005
Talwandi Akalia, Punjab
Phone: the branch contact number
IFSC: UTIB0002444
Frequently asked questions
What is the IFSC code of Axis Bank Talwandi Akalia branch?
The IFSC code of Axis Bank, Talwandi Akalia branch is UTIB0002444. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Talwandi Akalia branch located?
Axis Bank's Talwandi Akalia branch is located at GROUND FLOOR, KHEWAT NO. 9, KHATAUNI NO. 26, KHASRA NO.51//5 MIN, VILLAGE TALWANDI AKALIA, TEHSIL AND DIST MANSA, PUNJAB, PIN 151005, Talwandi Akalia, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Talwandi Akalia branch but serve different purposes.
What is the phone number of Axis Bank Talwandi Akalia branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0002444 the same for all accounts at Talwandi Akalia branch?
Yes. The IFSC UTIB0002444 is shared by every account held at Axis Bank's Talwandi Akalia branch. Only the account number changes from customer to customer.
How do I add Axis Bank Talwandi Akalia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002444, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Talwandi Akalia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0002444 valid for NEFT and RTGS?
Yes. IFSC UTIB0002444 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0002444 belongs to Axis Bank's TALWANDI AKALIA branch, located at GROUND FLOOR, KHEWAT NO. 9, KHATAUNI NO. 26, KHASRA NO.51//5 MIN, VILLAGE … in TALWANDI AKALIA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
