IFSC Code of Axis Bank, The Bhavasar Kshatriya Co Op Bank Branch, Karnataka

If you are searching for the IFSC code of Axis Bank, THE BHAVASAR KSHATRIYA CO OP BANK branch in TALIKOTI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SBKBNK. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BHAVASAR KSHATRIYA CO OP BANK branch, and detailed step-by-step guides for using the IFSC UTIB0SBKBNK across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – THE BHAVASAR KSHATRIYA CO OP BANK is UTIB0SBKBNK. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SBKBNK map to this branch in TALIKOTI, KARNATAKA.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Bhavasar Kshatriya Co Op Bank branch — IFSC UTIB0SBKBNK — extends the bank's services to customers in and around Talikoti, Karnataka.

The Bhavasar Kshatriya Co Op Bank branch overview

Located at CTS NO 624 629 SRI NAGARESHWAR TEMPLE ROAD TALIKOTI 586214, the The Bhavasar Kshatriya Co Op Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SBKBNK is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE BHAVASAR KSHATRIYA CO OP BANK branch came to be assigned the code UTIB0SBKBNK.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SBKBNK, money simply cannot be routed to the THE BHAVASAR KSHATRIYA CO OP BANK branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Bhavasar Kshatriya Co Op Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SBKBNK for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0SBKBNK

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SBKBNK across all three.

NEFT to Axis Bank, THE BHAVASAR KSHATRIYA CO OP BANK using IFSC UTIB0SBKBNK

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SBKBNK, and confirm that the system picks up Axis Bank – THE BHAVASAR KSHATRIYA CO OP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE BHAVASAR KSHATRIYA CO OP BANK

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE BHAVASAR KSHATRIYA CO OP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SBKBNK while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank THE BHAVASAR KSHATRIYA CO OP BANK (IFSC UTIB0SBKBNK)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SBKBNK in your mobile or internet banking app, and the money is credited to the THE BHAVASAR KSHATRIYA CO OP BANK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SBKBNK for Axis Bank – THE BHAVASAR KSHATRIYA CO OP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bhavasar Kshatriya Co Op Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE BHAVASAR KSHATRIYA CO OP BANK branch, the IFSC UTIB0SBKBNK is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Bhavasar Kshatriya Co Op Bank branch is mapped to IFSC UTIB0SBKBNK on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SBKBNK.

Products and services

Customers walking into the The Bhavasar Kshatriya Co Op Bank branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SBKBNK

Online banking and IFSC UTIB0SBKBNK

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE BHAVASAR KSHATRIYA CO OP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SBKBNK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Bhavasar Kshatriya Co Op Bank branch sits at CTS NO 624 629 SRI NAGARESHWAR TEMPLE ROAD TALIKOTI 586214. If you are travelling from outside Talikoti, search for the branch on a maps application using the bank name and locality, or call 8356-266306 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SBKBNK and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE BHAVASAR KSHATRIYA CO OP BANK:

• The IFSC is exactly UTIB0SBKBNK with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and THE BHAVASAR KSHATRIYA CO OP BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bhavasar Kshatriya Co Op Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SBKBNK, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SBKBNK for Axis Bank – THE BHAVASAR KSHATRIYA CO OP BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SBKBNK belongs to Axis Bank's THE BHAVASAR KSHATRIYA CO OP BANK branch, located at CTS NO 624 629 SRI NAGARESHWAR TEMPLE ROAD TALIKOTI 586214 in TALIKOTI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.