If you are searching for the IFSC code of Axis Bank, VANZ branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0002306. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VANZ branch, and detailed step-by-step guides for using the IFSC UTIB0002306 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – VANZ is UTIB0002306. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002306 map to this branch in SURAT, GUJARAT.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vanz branch — IFSC UTIB0002306 — extends the bank's services to customers in and around Surat, Gujarat.
About the Vanz branch
The Vanz branch of Axis Bank is situated at GANDHIWAD, VANZ, TALUKA CHORIYASI, DISTRICT SURAT,GUJARAT, PIN 394230. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002306 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Vanz |
| IFSC Code | UTIB0002306 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANDHIWAD, VANZ, TALUKA CHORIYASI, DISTRICT SURAT,GUJARAT, PIN 394230 |
| City | Surat |
| District | Surat |
| State | Gujarat |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VANZ of Axis Bank — its own 11-character IFSC. The code UTIB0002306 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002306 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002306 and the account number together uniquely identify the Vanz branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0002306
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002306 across all three.
How to use IFSC UTIB0002306 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's VANZ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002306.
- Confirm the bank name auto-populates as Axis Bank and the branch as VANZ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VANZ
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's VANZ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002306 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – VANZ, use IMPS. With IFSC UTIB0002306 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002306 for Axis Bank – VANZ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002306 | Yes – UTIB0002306 | Yes – UTIB0002306 |
For most retail customers crediting the Vanz branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002306
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VANZ is still mapped to IFSC UTIB0002306. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002306 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vanz branch
Once you have an account at Axis Bank – VANZ, the IFSC UTIB0002306 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vanz branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002306
Online banking and IFSC UTIB0002306
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VANZ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002306 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Vanz branch sits at GANDHIWAD, VANZ, TALUKA CHORIYASI, DISTRICT SURAT,GUJARAT, PIN 394230. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002306 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – VANZ:
- The IFSC is exactly UTIB0002306 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and VANZ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vanz branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002306, however, work 24x7.
Verifying IFSC UTIB0002306 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002306 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankVanz Branch
GANDHIWAD, VANZ, TALUKA CHORIYASI, DISTRICT SURAT,GUJARAT, PIN 394230
Surat, Gujarat
Phone: the branch contact number
IFSC: UTIB0002306
Frequently asked questions
Is IFSC UTIB0002306 valid for NEFT and RTGS?
Yes. IFSC UTIB0002306 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Vanz as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002306, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vanz branch but serve different purposes.
Can I use IFSC UTIB0002306 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002306 to send funds instantly.
Where is Axis Bank Vanz branch located?
Axis Bank's Vanz branch is located at GANDHIWAD, VANZ, TALUKA CHORIYASI, DISTRICT SURAT,GUJARAT, PIN 394230, Surat, Gujarat.
How quickly will an NEFT transfer using UTIB0002306 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Vanz reflect within 30 minutes.
Is IFSC UTIB0002306 the same for all accounts at Vanz branch?
Yes. The IFSC UTIB0002306 is shared by every account held at Axis Bank's Vanz branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0002306 belongs to Axis Bank's VANZ branch, located at GANDHIWAD, VANZ, TALUKA CHORIYASI, DISTRICT SURAT,GUJARAT, PIN 394230 in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
