If you are searching for the IFSC code of Axis Bank, BHAUR branch in SUNDAR NAGAR, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0005274. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAUR branch, and detailed step-by-step guides for using the IFSC UTIB0005274 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005274 is the IFSC of Axis Bank's BHAUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005274 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhaur branch in Sundar Nagar, Himachal Pradesh is part of this network and uses the IFSC code UTIB0005274 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhaur |
| IFSC Code | UTIB0005274 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KHASRA NO 1787 1066 2 1 VILLAGE BHAUR PO KANAID TEHSIL SUNDARNAGAR |
| City | Sundar Nagar |
| District | Mandi |
| State | Himachal Pradesh |
| STD Code | 1905 |
| Phone | 9857375497 |
About this branch
The branch is located at GROUND FLOOR KHASRA NO 1787 1066 2 1 VILLAGE BHAUR PO KANAID TEHSIL SUNDARNAGAR. It serves the Sundar Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005274 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BHAUR branch came to be assigned the code UTIB0005274.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005274, money simply cannot be routed to the BHAUR branch electronically.
Products and account variants supported
Every account opened at the Bhaur branch is mapped to IFSC UTIB0005274 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005274.
Products and services
Customers walking into the Bhaur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005274
How to transfer money using IFSC UTIB0005274
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005274 across all three.
NEFT to Axis Bank, BHAUR using IFSC UTIB0005274
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005274, and confirm that the system picks up Axis Bank – BHAUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHAUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BHAUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005274 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BHAUR (IFSC UTIB0005274)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005274 in your mobile or internet banking app, and the money is credited to the BHAUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhaur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005274:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHAUR is still linked to IFSC UTIB0005274.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BHAUR branch, the IFSC UTIB0005274 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0005274
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BHAUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005274 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bhaur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005274 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BHAUR:
- The IFSC is exactly UTIB0005274 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BHAUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhaur branch sits at GROUND FLOOR KHASRA NO 1787 1066 2 1 VILLAGE BHAUR PO KANAID TEHSIL SUNDARNAGAR. If you are travelling from outside Sundar Nagar, search for the branch on a maps application using the bank name and locality, or call 1905-9857375497 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005274 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005274 for Axis Bank – BHAUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhaur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005274, however, work 24x7.
Branch address & contact
Axis BankBhaur Branch
GROUND FLOOR KHASRA NO 1787 1066 2 1 VILLAGE BHAUR PO KANAID TEHSIL SUNDARNAGAR
Sundar Nagar, Himachal Pradesh
Phone: 1905-9857375497
IFSC: UTIB0005274
Frequently asked questions
Is IFSC UTIB0005274 the same for all accounts at Bhaur branch?
Yes. The IFSC UTIB0005274 is shared by every account held at Axis Bank's Bhaur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Bhaur branch?
The IFSC code of Axis Bank, Bhaur branch is UTIB0005274. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Bhaur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1905-9857375497 to confirm.
How do I add Axis Bank Bhaur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005274, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0005274 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bhaur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhaur branch but serve different purposes.
Summary
The IFSC code UTIB0005274 belongs to Axis Bank's BHAUR branch, located at GROUND FLOOR KHASRA NO 1787 1066 2 1 VILLAGE BHAUR PO KANAID TEHSIL SUNDARNAGAR in SUNDAR NAGAR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
