Use this page as a one-stop reference for everything related to Axis Bank's BAGIYAGOWN branch in SULTANPUR, UTTAR PRADESH. The branch's IFSC code UTIB0005463 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's BAGIYAGOWN branch, the IFSC UTIB0005463 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005463 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Bagiyagown branch in Sultanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005463.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bagiyagown |
| IFSC Code | UTIB0005463 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF, H NO 134, KHASRA NO 268, VILL BAGIYAGOWN, PARGANA BARAUSA, TEH JAISINGHPUR, SULTANPUR 228141, UP |
| City | Sultanpur |
| District | Sultanpur |
| State | Uttar Pradesh |
| Phone | 8874207452 |
About the Bagiyagown branch
The Bagiyagown branch of Axis Bank is situated at GF, H NO 134, KHASRA NO 268, VILL BAGIYAGOWN, PARGANA BARAUSA, TEH JAISINGHPUR, SULTANPUR 228141, UP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005463 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAGIYAGOWN of Axis Bank — its own 11-character IFSC. The code UTIB0005463 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005463 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bagiyagown branch is mapped to IFSC UTIB0005463 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005463.
Banking services available
The Bagiyagown branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8874207452.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005463
How to transfer money using IFSC UTIB0005463
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005463 across all three.
NEFT to Axis Bank, BAGIYAGOWN using IFSC UTIB0005463
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005463, and confirm that the system picks up Axis Bank – BAGIYAGOWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005463
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BAGIYAGOWN, ensure your bank's portal accepts IFSC UTIB0005463 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BAGIYAGOWN (IFSC UTIB0005463)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005463 in your mobile or internet banking app, and the money is credited to the BAGIYAGOWN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005463 for Axis Bank – BAGIYAGOWN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005463 | Yes – UTIB0005463 | Yes – UTIB0005463 |
For most retail customers crediting the Bagiyagown branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BAGIYAGOWN branch, the IFSC UTIB0005463 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bagiyagown branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005463 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005463 and the account number together uniquely identify the Bagiyagown branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005463
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BAGIYAGOWN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005463. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bagiyagown branch
The branch is located at GF, H NO 134, KHASRA NO 268, VILL BAGIYAGOWN, PARGANA BARAUSA, TEH JAISINGHPUR, SULTANPUR 228141, UP, which puts it inside Sultanpur, the broader Sultanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bagiyagown branch” — the verified location pin for IFSC UTIB0005463 should appear at the top of the results.
- Confirm the branch is open by calling 8874207452 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005463 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005463 for Axis Bank – BAGIYAGOWN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bagiyagown branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005463, however, work 24x7.
Branch address & contact
Axis BankBagiyagown Branch
GF, H NO 134, KHASRA NO 268, VILL BAGIYAGOWN, PARGANA BARAUSA, TEH JAISINGHPUR, SULTANPUR 228141, UP
Sultanpur, Uttar Pradesh
Phone: 8874207452
IFSC: UTIB0005463
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bagiyagown branch but serve different purposes.
Can I use IFSC UTIB0005463 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005463 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005463 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bagiyagown reflect within 30 minutes.
Does Axis Bank Bagiyagown branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8874207452 to confirm.
Is IFSC UTIB0005463 the same for all accounts at Bagiyagown branch?
Yes. The IFSC UTIB0005463 is shared by every account held at Axis Bank's Bagiyagown branch. Only the account number changes from customer to customer.
How do I add Axis Bank Bagiyagown as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005463, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0005463 is the IFSC code of Axis Bank, BAGIYAGOWN branch, in SULTANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
