This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, NARASANNAPETA branch in SRIKAKULAM. The 11-digit IFSC UTIB0003677 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the NARASANNAPETA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NARASANNAPETA is UTIB0003677. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003677 map to this branch in SRIKAKULAM, ANDHRA PRADESH.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Narasannapeta branch in Srikakulam, Andhra Pradesh is part of this network and uses the IFSC code UTIB0003677 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Narasannapeta |
| IFSC Code | UTIB0003677 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DNO. 1981, WARD NO. 18, BLOCK NO. 23, GOTTIPALLI REVENUE VILLAGE, NARASANNAPETA, SRIKAKULAM 532421 |
| City | Srikakulam |
| District | Srikakulam |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 8469318 |
About the Narasannapeta branch
The Narasannapeta branch of Axis Bank is situated at DNO. 1981, WARD NO. 18, BLOCK NO. 23, GOTTIPALLI REVENUE VILLAGE, NARASANNAPETA, SRIKAKULAM 532421. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003677 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARASANNAPETA of Axis Bank — its own 11-character IFSC. The code UTIB0003677 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003677 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Narasannapeta branch is mapped to IFSC UTIB0003677 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003677.
Products and services
Customers walking into the Narasannapeta branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003677
How to transfer money using IFSC UTIB0003677
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003677 across all three.
How to use IFSC UTIB0003677 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NARASANNAPETA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003677.
- Confirm the bank name auto-populates as Axis Bank and the branch as NARASANNAPETA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NARASANNAPETA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NARASANNAPETA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003677 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank NARASANNAPETA (IFSC UTIB0003677)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003677 in your mobile or internet banking app, and the money is credited to the NARASANNAPETA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003677 for Axis Bank – NARASANNAPETA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003677 | Yes – UTIB0003677 | Yes – UTIB0003677 |
For most retail customers crediting the Narasannapeta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NARASANNAPETA branch, the IFSC UTIB0003677 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0003677
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NARASANNAPETA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003677 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Narasannapeta branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003677 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0003677
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NARASANNAPETA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003677. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Narasannapeta branch
The branch is located at DNO. 1981, WARD NO. 18, BLOCK NO. 23, GOTTIPALLI REVENUE VILLAGE, NARASANNAPETA, SRIKAKULAM 532421, which puts it inside Srikakulam, the broader Srikakulam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Narasannapeta branch” — the verified location pin for IFSC UTIB0003677 should appear at the top of the results.
- Confirm the branch is open by calling 866-8469318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003677 and your account number.
Verifying IFSC UTIB0003677 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003677 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 866-8469318.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Narasannapeta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003677 continue to work without interruption.
Branch address & contact
Axis BankNarasannapeta Branch
DNO. 1981, WARD NO. 18, BLOCK NO. 23, GOTTIPALLI REVENUE VILLAGE, NARASANNAPETA, SRIKAKULAM 532421
Srikakulam, Andhra Pradesh
Phone: 866-8469318
IFSC: UTIB0003677
Frequently asked questions
Does Axis Bank Narasannapeta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 866-8469318 to confirm.
What is the IFSC code of Axis Bank Narasannapeta branch?
The IFSC code of Axis Bank, Narasannapeta branch is UTIB0003677. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narasannapeta branch but serve different purposes.
How do I add Axis Bank Narasannapeta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003677, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Narasannapeta branch?
You can reach the branch at 866-8469318 during regular banking hours.
How quickly will an NEFT transfer using UTIB0003677 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Narasannapeta reflect within 30 minutes.
Summary
The IFSC code UTIB0003677 belongs to Axis Bank's NARASANNAPETA branch, located at DNO. 1981, WARD NO. 18, BLOCK NO. 23, GOTTIPALLI REVENUE VILLAGE,… in SRIKAKULAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
