Use this page as a one-stop reference for everything related to Axis Bank's SONARI branch in SONARI, ASSAM. The branch's IFSC code UTIB0003171 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SONARI is UTIB0003171. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003171 map to this branch in SONARI, ASSAM.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sonari branch in Sonari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003171.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sonari |
| IFSC Code | UTIB0003171 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BORAHI CHARIALI WARD NO 12 GROUND FLOOR HOLDING NO 193 SONARI |
| City | Sonari |
| District | Sibsagar |
| State | Assam |
| STD Code | 3772 |
| Phone | 256456 |
About the Sonari branch
The Sonari branch of Axis Bank is situated at BORAHI CHARIALI WARD NO 12 GROUND FLOOR HOLDING NO 193 SONARI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003171 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SONARI of Axis Bank — its own 11-character IFSC. The code UTIB0003171 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003171 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sonari branch is mapped to IFSC UTIB0003171 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003171.
Products and services
Customers walking into the Sonari branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003171
How to transfer money using IFSC UTIB0003171
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003171 across all three.
NEFT to Axis Bank, SONARI using IFSC UTIB0003171
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003171, and confirm that the system picks up Axis Bank – SONARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SONARI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SONARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003171 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SONARI (IFSC UTIB0003171)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003171 in your mobile or internet banking app, and the money is credited to the SONARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003171 for Axis Bank – SONARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003171 | Yes – UTIB0003171 | Yes – UTIB0003171 |
For most retail customers crediting the Sonari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003171
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SONARI is still mapped to IFSC UTIB0003171. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003171 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0003171
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SONARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003171 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sonari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003171 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SONARI:
- The IFSC is exactly UTIB0003171 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SONARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sonari branch
The branch is located at BORAHI CHARIALI WARD NO 12 GROUND FLOOR HOLDING NO 193 SONARI, which puts it inside Sonari, the broader Sibsagar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sonari branch” — the verified location pin for IFSC UTIB0003171 should appear at the top of the results.
- Confirm the branch is open by calling 3772-256456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003171 and your account number.
Verifying IFSC UTIB0003171 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003171 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3772-256456.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sonari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003171 continue to work without interruption.
Branch address & contact
Axis BankSonari Branch
BORAHI CHARIALI WARD NO 12 GROUND FLOOR HOLDING NO 193 SONARI
Sonari, Assam
Phone: 3772-256456
IFSC: UTIB0003171
Frequently asked questions
Can I use IFSC UTIB0003171 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003171 to send funds instantly.
Where is Axis Bank Sonari branch located?
Axis Bank's Sonari branch is located at BORAHI CHARIALI WARD NO 12 GROUND FLOOR HOLDING NO 193 SONARI, Sonari, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sonari branch but serve different purposes.
Is IFSC UTIB0003171 valid for NEFT and RTGS?
Yes. IFSC UTIB0003171 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0003171 the same for all accounts at Sonari branch?
Yes. The IFSC UTIB0003171 is shared by every account held at Axis Bank's Sonari branch. Only the account number changes from customer to customer.
How do I add Axis Bank Sonari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003171, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Sonari branch?
You can reach the branch at 3772-256456 during regular banking hours.
How quickly will an NEFT transfer using UTIB0003171 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sonari reflect within 30 minutes.
Final notes
To recap: UTIB0003171 is the IFSC code of Axis Bank, SONARI branch, in SONARI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
