If you are searching for the IFSC code of Axis Bank, GARVANA branch in SOHELA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UTIB0002259. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GARVANA branch, and detailed step-by-step guides for using the IFSC UTIB0002259 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002259 is the IFSC of Axis Bank's GARVANA branch. The format is fixed: UTIB = bank code, 0 = reserved, 002259 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Garvana branch in Sohela, Odisha is part of this network and uses the IFSC code UTIB0002259 for all electronic settlement.
Garvana branch overview
Located at GROUND FLOOR,KHATA NO. 290/118, PLOT NO. 887/2367, VILLAGE GARVANA,P.S. & TEHSIL SOHELA, DIST-BARGARH, ORISSA, PIN 768033, the Garvana branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002259 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Garvana |
| IFSC Code | UTIB0002259 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,KHATA NO. 290/118, PLOT NO. 887/2367, VILLAGE GARVANA,P.S. & TEHSIL SOHELA, DIST-BARGARH, ORISSA, PIN 768033 |
| City | Sohela |
| District | Bargarh |
| State | Odisha |
| STD Code | 0 |
| Phone | 0 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GARVANA of Axis Bank — its own 11-character IFSC. The code UTIB0002259 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002259 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002259 and the account number together uniquely identify the Garvana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0002259
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002259 across all three.
NEFT to Axis Bank, GARVANA using IFSC UTIB0002259
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002259, and confirm that the system picks up Axis Bank – GARVANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002259
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GARVANA, ensure your bank's portal accepts IFSC UTIB0002259 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank GARVANA (IFSC UTIB0002259)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002259 in your mobile or internet banking app, and the money is credited to the GARVANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002259 for Axis Bank – GARVANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002259 | Yes – UTIB0002259 | Yes – UTIB0002259 |
For most retail customers crediting the Garvana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GARVANA branch, the IFSC UTIB0002259 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Garvana branch is mapped to IFSC UTIB0002259 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002259.
Products and services
Customers walking into the Garvana branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002259
Online banking and IFSC UTIB0002259
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GARVANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002259 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Garvana branch
The branch is located at GROUND FLOOR,KHATA NO. 290/118, PLOT NO. 887/2367, VILLAGE GARVANA,P.S. & TEHSIL SOHELA, DIST-BARGARH, ORISSA, PIN 768033, which puts it inside Sohela, the broader Bargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Garvana branch” — the verified location pin for IFSC UTIB0002259 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002259 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GARVANA:
- The IFSC is exactly UTIB0002259 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GARVANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Garvana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002259, however, work 24x7.
Verifying IFSC UTIB0002259 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002259 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankGarvana Branch
GROUND FLOOR,KHATA NO. 290/118, PLOT NO. 887/2367, VILLAGE GARVANA,P.S. & TEHSIL SOHELA, DIST-BARGARH, ORISSA, PIN 768033
Sohela, Odisha
Phone: 0
IFSC: UTIB0002259
Frequently asked questions
Is IFSC UTIB0002259 the same for all accounts at Garvana branch?
Yes. The IFSC UTIB0002259 is shared by every account held at Axis Bank's Garvana branch. Only the account number changes from customer to customer.
Is IFSC UTIB0002259 valid for NEFT and RTGS?
Yes. IFSC UTIB0002259 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0002259 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002259 to send funds instantly.
How do I add Axis Bank Garvana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002259, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Garvana branch?
You can reach the branch at 0 during regular banking hours.
How quickly will an NEFT transfer using UTIB0002259 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Garvana reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Garvana branch but serve different purposes.
Where is Axis Bank Garvana branch located?
Axis Bank's Garvana branch is located at GROUND FLOOR,KHATA NO. 290/118, PLOT NO. 887/2367, VILLAGE GARVANA,P.S. & TEHSIL SOHELA, DIST-BARGARH, ORISSA, PIN 768033, Sohela, Odisha.
Summary
The IFSC code UTIB0002259 belongs to Axis Bank's GARVANA branch, located at GROUND FLOOR,KHATA NO. 290/118, PLOT NO. 887/2367, VILLAGE GARVANA,P.S. &… in SOHELA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
