Below are the complete branch details for Axis Bank, SIDHAULI branch, located in SIDHAULI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004431. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004431 for Axis Bank – SIDHAULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004431 is the IFSC of Axis Bank's SIDHAULI branch. The format is fixed: UTIB = bank code, 0 = reserved, 004431 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sidhauli |
| IFSC Code | UTIB0004431 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, GATA NO.83 AND 84, VILLAGE SIDHAULI, PARGANA BAADI, TEHSIL SIDHAULI DISTT. SITAPUR 261303 UTTAR PRADESH |
| City | Sidhauli |
| District | Sitapur |
| State | Uttar Pradesh |
| Phone | 7309703595 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sidhauli branch in Sidhauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004431.
About the Sidhauli branch
The Sidhauli branch of Axis Bank is situated at GROUND FLOOR, GATA NO.83 AND 84, VILLAGE SIDHAULI, PARGANA BAADI, TEHSIL SIDHAULI DISTT. SITAPUR 261303 UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004431 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SIDHAULI branch came to be assigned the code UTIB0004431.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004431, money simply cannot be routed to the SIDHAULI branch electronically.
How to transfer money using IFSC UTIB0004431
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004431 across all three.
How to use IFSC UTIB0004431 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SIDHAULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004431.
- Confirm the bank name auto-populates as Axis Bank and the branch as SIDHAULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SIDHAULI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SIDHAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004431 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SIDHAULI, use IMPS. With IFSC UTIB0004431 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sidhauli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004431:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIDHAULI is still linked to IFSC UTIB0004431.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004431
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SIDHAULI is still mapped to IFSC UTIB0004431. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004431 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sidhauli branch
Once you have an account at Axis Bank – SIDHAULI, the IFSC UTIB0004431 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sidhauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7309703595.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004431
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004431 and the account number together uniquely identify the Sidhauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004431
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SIDHAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004431 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SIDHAULI:
- The IFSC is exactly UTIB0004431 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SIDHAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sidhauli branch
The branch is located at GROUND FLOOR, GATA NO.83 AND 84, VILLAGE SIDHAULI, PARGANA BAADI, TEHSIL SIDHAULI DISTT. SITAPUR 261303 UTTAR PRADESH, which puts it inside Sidhauli, the broader Sitapur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sidhauli branch” — the verified location pin for IFSC UTIB0004431 should appear at the top of the results.
- Confirm the branch is open by calling 7309703595 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004431 and your account number.
Verifying IFSC UTIB0004431 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004431 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7309703595.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sidhauli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004431 continue to work without interruption.
Branch address & contact
Axis BankSidhauli Branch
GROUND FLOOR, GATA NO.83 AND 84, VILLAGE SIDHAULI, PARGANA BAADI, TEHSIL SIDHAULI DISTT. SITAPUR 261303 UTTAR PRADESH
Sidhauli, Uttar Pradesh
Phone: 7309703595
IFSC: UTIB0004431
Frequently asked questions
What is the phone number of Axis Bank Sidhauli branch?
You can reach the branch at 7309703595 during regular banking hours.
Is IFSC UTIB0004431 valid for NEFT and RTGS?
Yes. IFSC UTIB0004431 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004431 the same for all accounts at Sidhauli branch?
Yes. The IFSC UTIB0004431 is shared by every account held at Axis Bank's Sidhauli branch. Only the account number changes from customer to customer.
How do I add Axis Bank Sidhauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004431, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Sidhauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7309703595 to confirm.
Can I use IFSC UTIB0004431 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004431 to send funds instantly.
Summary
The IFSC code UTIB0004431 belongs to Axis Bank's SIDHAULI branch, located at GROUND FLOOR, GATA NO.83 AND 84, VILLAGE SIDHAULI, PARGANA BAADI, TEHSIL… in SIDHAULI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
