This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SHYAMPUR branch in SHYAMPUR. The 11-digit IFSC UTIB0004851 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SHYAMPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004851 is the IFSC of Axis Bank's SHYAMPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004851 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shyampur branch — IFSC UTIB0004851 — extends the bank's services to customers in and around Shyampur, Uttarakhand.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Shyampur |
| IFSC Code | UTIB0004851 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLR KHASRA NO 87 BY 19 BY 3 NEW KHASRA NO 891 JA, MAUZA SHYAMPUR, PARGANA PARWA DOON, TEH RISHIKESH |
| City | Shyampur |
| District | Dehradun |
| State | Uttarakhand |
| Phone | 9411362899 |
Shyampur branch overview
Located at GROUND FLR KHASRA NO 87 BY 19 BY 3 NEW KHASRA NO 891 JA, MAUZA SHYAMPUR, PARGANA PARWA DOON, TEH RISHIKESH, the Shyampur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004851 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHYAMPUR of Axis Bank — its own 11-character IFSC. The code UTIB0004851 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004851 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Shyampur branch is mapped to IFSC UTIB0004851 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004851.
Banking services available
The Shyampur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9411362899.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004851
How to transfer money using IFSC UTIB0004851
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004851 across all three.
How to use IFSC UTIB0004851 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SHYAMPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004851.
- Confirm the bank name auto-populates as Axis Bank and the branch as SHYAMPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004851
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SHYAMPUR, ensure your bank's portal accepts IFSC UTIB0004851 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SHYAMPUR (IFSC UTIB0004851)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004851 in your mobile or internet banking app, and the money is credited to the SHYAMPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004851 for Axis Bank – SHYAMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004851 | Yes – UTIB0004851 | Yes – UTIB0004851 |
For most retail customers crediting the Shyampur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SHYAMPUR branch, the IFSC UTIB0004851 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Shyampur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004851 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Shyampur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004851 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0004851
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SHYAMPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004851. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shyampur branch sits at GROUND FLR KHASRA NO 87 BY 19 BY 3 NEW KHASRA NO 891 JA, MAUZA SHYAMPUR, PARGANA PARWA DOON, TEH RISHIKESH. If you are travelling from outside Shyampur, search for the branch on a maps application using the bank name and locality, or call 9411362899 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004851 and your account number.
Verifying IFSC UTIB0004851 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004851 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9411362899.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shyampur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004851, however, work 24x7.
Branch address & contact
Axis BankShyampur Branch
GROUND FLR KHASRA NO 87 BY 19 BY 3 NEW KHASRA NO 891 JA, MAUZA SHYAMPUR, PARGANA PARWA DOON, TEH RISHIKESH
Shyampur, Uttarakhand
Phone: 9411362899
IFSC: UTIB0004851
Frequently asked questions
What is the IFSC code of Axis Bank Shyampur branch?
The IFSC code of Axis Bank, Shyampur branch is UTIB0004851. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shyampur branch but serve different purposes.
What is the phone number of Axis Bank Shyampur branch?
You can reach the branch at 9411362899 during regular banking hours.
How do I add Axis Bank Shyampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004851, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004851 valid for NEFT and RTGS?
Yes. IFSC UTIB0004851 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Shyampur branch located?
Axis Bank's Shyampur branch is located at GROUND FLR KHASRA NO 87 BY 19 BY 3 NEW KHASRA NO 891 JA, MAUZA SHYAMPUR, PARGANA PARWA DOON, TEH RISHIKESH, Shyampur, Uttarakhand.
How quickly will an NEFT transfer using UTIB0004851 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Shyampur reflect within 30 minutes.
Summary
The IFSC code UTIB0004851 belongs to Axis Bank's SHYAMPUR branch, located at GROUND FLR KHASRA NO 87 BY 19 BY 3 NEW KHASRA NO 891 JA, MAUZA SHYAMPUR,… in SHYAMPUR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
