Below are the complete branch details for Axis Bank, GOPAL GOWDA EXTENSION SHIMOGGA branch, located in SHIVAMOGGA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005286. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005286 for Axis Bank – GOPAL GOWDA EXTENSION SHIMOGGA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's GOPAL GOWDA EXTENSION SHIMOGGA branch, the IFSC UTIB0005286 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005286 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gopal Gowda Extension Shimogga |
| IFSC Code | UTIB0005286 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A 10, 100 FT ROAD, GOPAL GOWDA EXTENSION, SHIVAMOGGA MAHA NAGAR PALIKE, SHIVAMOGGA 577204 |
| City | Shivamogga |
| District | Shivamogga |
| State | Karnataka |
| STD Code | 8182 |
| Phone | 9900976567 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Gopal Gowda Extension Shimogga branch in Shivamogga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005286.
Gopal Gowda Extension Shimogga branch overview
Located at A 10, 100 FT ROAD, GOPAL GOWDA EXTENSION, SHIVAMOGGA MAHA NAGAR PALIKE, SHIVAMOGGA 577204, the Gopal Gowda Extension Shimogga branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005286 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GOPAL GOWDA EXTENSION SHIMOGGA branch came to be assigned the code UTIB0005286.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005286, money simply cannot be routed to the GOPAL GOWDA EXTENSION SHIMOGGA branch electronically.
How to transfer money using IFSC UTIB0005286
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005286 across all three.
NEFT to Axis Bank, GOPAL GOWDA EXTENSION SHIMOGGA using IFSC UTIB0005286
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005286, and confirm that the system picks up Axis Bank – GOPAL GOWDA EXTENSION SHIMOGGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GOPAL GOWDA EXTENSION SHIMOGGA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GOPAL GOWDA EXTENSION SHIMOGGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005286 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank GOPAL GOWDA EXTENSION SHIMOGGA (IFSC UTIB0005286)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005286 in your mobile or internet banking app, and the money is credited to the GOPAL GOWDA EXTENSION SHIMOGGA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gopal Gowda Extension Shimogga
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005286:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOPAL GOWDA EXTENSION SHIMOGGA is still linked to IFSC UTIB0005286.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GOPAL GOWDA EXTENSION SHIMOGGA branch, the IFSC UTIB0005286 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Gopal Gowda Extension Shimogga branch
Once you have an account at Axis Bank – GOPAL GOWDA EXTENSION SHIMOGGA, the IFSC UTIB0005286 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gopal Gowda Extension Shimogga branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005286
MICR & cheque-truncation details
Cheques drawn on the Gopal Gowda Extension Shimogga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005286 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005286
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GOPAL GOWDA EXTENSION SHIMOGGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005286 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0005286
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – GOPAL GOWDA EXTENSION SHIMOGGA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005286. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gopal Gowda Extension Shimogga branch
The branch is located at A 10, 100 FT ROAD, GOPAL GOWDA EXTENSION, SHIVAMOGGA MAHA NAGAR PALIKE, SHIVAMOGGA 577204, which puts it inside Shivamogga, the broader Shivamogga district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Gopal Gowda Extension Shimogga branch” — the verified location pin for IFSC UTIB0005286 should appear at the top of the results.
- Confirm the branch is open by calling 8182-9900976567 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005286 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005286 for Axis Bank – GOPAL GOWDA EXTENSION SHIMOGGA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gopal Gowda Extension Shimogga branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005286, however, work 24x7.
Branch address & contact
Axis BankGopal Gowda Extension Shimogga Branch
A 10, 100 FT ROAD, GOPAL GOWDA EXTENSION, SHIVAMOGGA MAHA NAGAR PALIKE, SHIVAMOGGA 577204
Shivamogga, Karnataka
Phone: 8182-9900976567
IFSC: UTIB0005286
Frequently asked questions
What is the phone number of Axis Bank Gopal Gowda Extension Shimogga branch?
You can reach the branch at 8182-9900976567 during regular banking hours.
Is IFSC UTIB0005286 the same for all accounts at Gopal Gowda Extension Shimogga branch?
Yes. The IFSC UTIB0005286 is shared by every account held at Axis Bank's Gopal Gowda Extension Shimogga branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Gopal Gowda Extension Shimogga branch?
The IFSC code of Axis Bank, Gopal Gowda Extension Shimogga branch is UTIB0005286. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Gopal Gowda Extension Shimogga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005286, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gopal Gowda Extension Shimogga branch but serve different purposes.
Does Axis Bank Gopal Gowda Extension Shimogga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8182-9900976567 to confirm.
How quickly will an NEFT transfer using UTIB0005286 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gopal Gowda Extension Shimogga reflect within 30 minutes.
Where is Axis Bank Gopal Gowda Extension Shimogga branch located?
Axis Bank's Gopal Gowda Extension Shimogga branch is located at A 10, 100 FT ROAD, GOPAL GOWDA EXTENSION, SHIVAMOGGA MAHA NAGAR PALIKE, SHIVAMOGGA 577204, Shivamogga, Karnataka.
Summary
The IFSC code UTIB0005286 belongs to Axis Bank's GOPAL GOWDA EXTENSION SHIMOGGA branch, located at A 10, 100 FT ROAD, GOPAL GOWDA EXTENSION, SHIVAMOGGA MAHA NAGAR PALIKE,… in SHIVAMOGGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
