Use this page as a one-stop reference for everything related to Axis Bank's SHIRUR branch in SHIRUR, MAHARASHTRA. The branch's IFSC code UTIB0002094 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002094 is the IFSC of Axis Bank's SHIRUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 002094 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shirur branch — IFSC UTIB0002094 — extends the bank's services to customers in and around Shirur, Maharashtra.
About the Shirur branch
The Shirur branch of Axis Bank is situated at HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002094 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Shirur |
| IFSC Code | UTIB0002094 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210 |
| City | Shirur |
| District | Pune |
| State | Maharashtra |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SHIRUR branch came to be assigned the code UTIB0002094.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002094, money simply cannot be routed to the SHIRUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Shirur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002094 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002094
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002094 across all three.
How to use IFSC UTIB0002094 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SHIRUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002094.
- Confirm the bank name auto-populates as Axis Bank and the branch as SHIRUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002094
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SHIRUR, ensure your bank's portal accepts IFSC UTIB0002094 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SHIRUR, use IMPS. With IFSC UTIB0002094 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Shirur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002094:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIRUR is still linked to IFSC UTIB0002094.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SHIRUR branch, the IFSC UTIB0002094 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Shirur branch
Once you have an account at Axis Bank – SHIRUR, the IFSC UTIB0002094 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shirur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002094
Digital banking channels
Most day-to-day work that customers used to do at the Shirur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002094 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Shirur branch
The branch is located at HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210, which puts it inside Shirur, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Shirur branch” — the verified location pin for IFSC UTIB0002094 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002094 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SHIRUR:
- The IFSC is exactly UTIB0002094 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SHIRUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shirur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002094, however, work 24x7.
Verifying IFSC UTIB0002094 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002094 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankShirur Branch
HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210
Shirur, Maharashtra
Phone: the branch contact number
IFSC: UTIB0002094
Frequently asked questions
Does Axis Bank Shirur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Axis Bank Shirur branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0002094 valid for NEFT and RTGS?
Yes. IFSC UTIB0002094 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0002094 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Shirur reflect within 30 minutes.
What is the IFSC code of Axis Bank Shirur branch?
The IFSC code of Axis Bank, Shirur branch is UTIB0002094. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Shirur branch located?
Axis Bank's Shirur branch is located at HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210, Shirur, Maharashtra.
Is IFSC UTIB0002094 the same for all accounts at Shirur branch?
Yes. The IFSC UTIB0002094 is shared by every account held at Axis Bank's Shirur branch. Only the account number changes from customer to customer.
How do I add Axis Bank Shirur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002094, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0002094 belongs to Axis Bank's SHIRUR branch, located at HOTEL SURAJ EXECUTIVE, OLD PUNE-NAGAR HIGHWAY, SHIRUR PUNE-412 210 in SHIRUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
