IFSC Code of Axis Bank, Ahmednagar Zilla Prathmik Shikshak Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch in SHEVGAON. The 11-digit IFSC UTIB0SAZP08 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, the IFSC UTIB0SAZP08 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SAZP08 identifies this particular branch.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar Zilla Prathmik Shikshak branch in Shevgaon, Maharashtra is part of this network and uses the IFSC code UTIB0SAZP08 for all electronic settlement.

Branch details at a glance

About the Ahmednagar Zilla Prathmik Shikshak branch

The Ahmednagar Zilla Prathmik Shikshak branch of Axis Bank is situated at AMBEDKAR CHOWK SHEVGAON AHMEDNAGAR 414502. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SAZP08 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch came to be assigned the code UTIB0SAZP08.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SAZP08, money simply cannot be routed to the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch electronically.

Products and account variants supported

Every account opened at the Ahmednagar Zilla Prathmik Shikshak branch is mapped to IFSC UTIB0SAZP08 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SAZP08.

Products and services

Customers walking into the Ahmednagar Zilla Prathmik Shikshak branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SAZP08

How to transfer money using IFSC UTIB0SAZP08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SAZP08 across all three.

NEFT to Axis Bank, AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK using IFSC UTIB0SAZP08

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SAZP08, and confirm that the system picks up Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SAZP08

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, ensure your bank's portal accepts IFSC UTIB0SAZP08 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK (IFSC UTIB0SAZP08)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SAZP08 in your mobile or internet banking app, and the money is credited to the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ahmednagar Zilla Prathmik Shikshak

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SAZP08:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK is still linked to IFSC UTIB0SAZP08.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SAZP08

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK is still mapped to IFSC UTIB0SAZP08. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SAZP08 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Ahmednagar Zilla Prathmik Shikshak branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SAZP08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SAZP08 and the account number together uniquely identify the Ahmednagar Zilla Prathmik Shikshak branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK:

• The IFSC is exactly UTIB0SAZP08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ahmednagar Zilla Prathmik Shikshak branch

The branch is located at AMBEDKAR CHOWK SHEVGAON AHMEDNAGAR 414502, which puts it inside Shevgaon, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Ahmednagar Zilla Prathmik Shikshak branch” — the verified location pin for IFSC UTIB0SAZP08 should appear at the top of the results.
2. Confirm the branch is open by calling 2429-221276 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SAZP08 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SAZP08 for Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmednagar Zilla Prathmik Shikshak branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SAZP08, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SAZP08 belongs to Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, located at AMBEDKAR CHOWK SHEVGAON AHMEDNAGAR 414502 in SHEVGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.