Use this page as a one-stop reference for everything related to Axis Bank's BR MULAWA THE YDCC BANK LTD branch in SHEMBALPIMPRI, MAHARASHTRA. The branch's IFSC code UTIB0SYDC89 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0SYDC89 is the IFSC of Axis Bank's BR MULAWA THE YDCC BANK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SYDC89 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Br Mulawa the Ydcc Bank Ltd branch in Shembalpimpri, Maharashtra is part of this network and uses the IFSC code UTIB0SYDC89 for all electronic settlement.
About this branch
The branch is located at YDCC MULAWA, AT.PO. MULAWA, TQ. UMARKHED, DIST. YAVATMAL 445211. It serves the Shembalpimpri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SYDC89 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Br Mulawa the Ydcc Bank Ltd |
| IFSC Code | UTIB0SYDC89 |
| MICR Code | Refer to cheque leaf |
| Branch Address | YDCC MULAWA, AT.PO. MULAWA, TQ. UMARKHED, DIST. YAVATMAL 445211 |
| City | Shembalpimpri |
| District | Yavatmal |
| State | Maharashtra |
| STD Code | 7232 |
| Phone | 7588042689 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR MULAWA THE YDCC BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC89 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC89 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SYDC89 and the account number together uniquely identify the Br Mulawa the Ydcc Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0SYDC89
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC89 across all three.
How to use IFSC UTIB0SYDC89 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BR MULAWA THE YDCC BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SYDC89.
- Confirm the bank name auto-populates as Axis Bank and the branch as BR MULAWA THE YDCC BANK LTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BR MULAWA THE YDCC BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BR MULAWA THE YDCC BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SYDC89 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BR MULAWA THE YDCC BANK LTD, use IMPS. With IFSC UTIB0SYDC89 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SYDC89 for Axis Bank – BR MULAWA THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SYDC89 | Yes – UTIB0SYDC89 | Yes – UTIB0SYDC89 |
For most retail customers crediting the Br Mulawa the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BR MULAWA THE YDCC BANK LTD branch, the IFSC UTIB0SYDC89 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Br Mulawa the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC89 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC89.
Banking services available
The Br Mulawa the Ydcc Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7232-7588042689.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SYDC89
Online banking and IFSC UTIB0SYDC89
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BR MULAWA THE YDCC BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SYDC89 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Br Mulawa the Ydcc Bank Ltd branch sits at YDCC MULAWA, AT.PO. MULAWA, TQ. UMARKHED, DIST. YAVATMAL 445211. If you are travelling from outside Shembalpimpri, search for the branch on a maps application using the bank name and locality, or call 7232-7588042689 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC89 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR MULAWA THE YDCC BANK LTD:
- The IFSC is exactly UTIB0SYDC89 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BR MULAWA THE YDCC BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Br Mulawa the Ydcc Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC89 continue to work without interruption.
Verifying IFSC UTIB0SYDC89 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SYDC89 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7232-7588042689.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBr Mulawa the Ydcc Bank Ltd Branch
YDCC MULAWA, AT.PO. MULAWA, TQ. UMARKHED, DIST. YAVATMAL 445211
Shembalpimpri, Maharashtra
Phone: 7232-7588042689
IFSC: UTIB0SYDC89
Frequently asked questions
What is the phone number of Axis Bank Br Mulawa the Ydcc Bank Ltd branch?
You can reach the branch at 7232-7588042689 during regular banking hours.
What is the IFSC code of Axis Bank Br Mulawa the Ydcc Bank Ltd branch?
The IFSC code of Axis Bank, Br Mulawa the Ydcc Bank Ltd branch is UTIB0SYDC89. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0SYDC89 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Br Mulawa the Ydcc Bank Ltd reflect within 30 minutes.
Where is Axis Bank Br Mulawa the Ydcc Bank Ltd branch located?
Axis Bank's Br Mulawa the Ydcc Bank Ltd branch is located at YDCC MULAWA, AT.PO. MULAWA, TQ. UMARKHED, DIST. YAVATMAL 445211, Shembalpimpri, Maharashtra.
Can I use IFSC UTIB0SYDC89 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SYDC89 to send funds instantly.
How do I add Axis Bank Br Mulawa the Ydcc Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SYDC89, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Br Mulawa the Ydcc Bank Ltd branch but serve different purposes.
Final notes
To recap: UTIB0SYDC89 is the IFSC code of Axis Bank, BR MULAWA THE YDCC BANK LTD branch, in SHEMBALPIMPRI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
