This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, CHHAPRA branch in SHAHBAD. The 11-digit IFSC UTIB0001760 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the CHHAPRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001760 is the IFSC of Axis Bank's CHHAPRA branch. The format is fixed: UTIB = bank code, 0 = reserved, 001760 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Chhapra branch in Shahbad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001760.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chhapra |
| IFSC Code | UTIB0001760 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NO. 50/2 (7-19), KHEWAT NO. 96, KHATUNI NO. 198, VILLAGE-CHHAPRA- 136135, TEHSIL SHAHBAD (M), DISTT. KURUKSHETRA, HARYANA |
| City | Shahbad |
| District | Kurukshetra |
| State | Haryana |
Chhapra branch overview
Located at GROUND FLOOR, KHASRA NO. 50/2 (7-19), KHEWAT NO. 96, KHATUNI NO. 198, VILLAGE-CHHAPRA- 136135, TEHSIL SHAHBAD (M), DISTT. KURUKSHETRA, HARYANA, the Chhapra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001760 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHHAPRA of Axis Bank — its own 11-character IFSC. The code UTIB0001760 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001760 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Chhapra branch is mapped to IFSC UTIB0001760 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001760.
Banking services available
The Chhapra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001760
How to transfer money using IFSC UTIB0001760
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001760 across all three.
NEFT to Axis Bank, CHHAPRA using IFSC UTIB0001760
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001760, and confirm that the system picks up Axis Bank – CHHAPRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHHAPRA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CHHAPRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001760 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHHAPRA, use IMPS. With IFSC UTIB0001760 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001760 for Axis Bank – CHHAPRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001760 | Yes – UTIB0001760 | Yes – UTIB0001760 |
For most retail customers crediting the Chhapra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CHHAPRA branch, the IFSC UTIB0001760 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chhapra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001760 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Chhapra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001760 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHHAPRA:
- The IFSC is exactly UTIB0001760 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHHAPRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chhapra branch sits at GROUND FLOOR, KHASRA NO. 50/2 (7-19), KHEWAT NO. 96, KHATUNI NO. 198, VILLAGE-CHHAPRA- 136135, TEHSIL SHAHBAD (M), DISTT. KURUKSHETRA, HARYANA. If you are travelling from outside Shahbad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001760 and your account number.
Verifying IFSC UTIB0001760 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001760 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhapra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001760, however, work 24x7.
Branch address & contact
Axis BankChhapra Branch
GROUND FLOOR, KHASRA NO. 50/2 (7-19), KHEWAT NO. 96, KHATUNI NO. 198, VILLAGE-CHHAPRA- 136135, TEHSIL SHAHBAD (M), DISTT. KURUKSHETRA, HARYANA
Shahbad, Haryana
Phone: the branch contact number
IFSC: UTIB0001760
Frequently asked questions
Is IFSC UTIB0001760 valid for NEFT and RTGS?
Yes. IFSC UTIB0001760 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0001760 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001760 to send funds instantly.
What is the IFSC code of Axis Bank Chhapra branch?
The IFSC code of Axis Bank, Chhapra branch is UTIB0001760. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chhapra branch but serve different purposes.
Is IFSC UTIB0001760 the same for all accounts at Chhapra branch?
Yes. The IFSC UTIB0001760 is shared by every account held at Axis Bank's Chhapra branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Chhapra branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UTIB0001760 belongs to Axis Bank's CHHAPRA branch, located at GROUND FLOOR, KHASRA NO. 50/2 (7-19), KHEWAT NO. 96, KHATUNI NO. 198,… in SHAHBAD, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
