IFSC Code of Axis Bank, The Guntur Coop Urban Bank Ltd Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch in SATTENAPALLE, ANDHRA PRADESH. The branch's IFSC code UTIB0SGUB09 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – THE GUNTUR COOP URBAN BANK LTD is UTIB0SGUB09. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SGUB09 map to this branch in SATTENAPALLE, ANDHRA PRADESH.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Guntur Coop Urban Bank Ltd branch in Sattenapalle, Andhra Pradesh is part of this network and uses the IFSC code UTIB0SGUB09 for all electronic settlement.

About the The Guntur Coop Urban Bank Ltd branch

The The Guntur Coop Urban Bank Ltd branch of Axis Bank is situated at STATION ROAD SATTENAPALLI 522 403. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SGUB09 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch came to be assigned the code UTIB0SGUB09.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SGUB09, money simply cannot be routed to the THE GUNTUR COOP URBAN BANK LTD branch electronically.

How to transfer money using IFSC UTIB0SGUB09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SGUB09 across all three.

How to use IFSC UTIB0SGUB09 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SGUB09.
4. Confirm the bank name auto-populates as Axis Bank and the branch as THE GUNTUR COOP URBAN BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE GUNTUR COOP URBAN BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SGUB09 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – THE GUNTUR COOP URBAN BANK LTD, use IMPS. With IFSC UTIB0SGUB09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SGUB09 for Axis Bank – THE GUNTUR COOP URBAN BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Guntur Coop Urban Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch, the IFSC UTIB0SGUB09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Guntur Coop Urban Bank Ltd branch

Once you have an account at Axis Bank – THE GUNTUR COOP URBAN BANK LTD, the IFSC UTIB0SGUB09 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Guntur Coop Urban Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8641-234074.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SGUB09

MICR & cheque-truncation details

Cheques drawn on the The Guntur Coop Urban Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SGUB09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0SGUB09

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE GUNTUR COOP URBAN BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SGUB09 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE GUNTUR COOP URBAN BANK LTD:

• The IFSC is exactly UTIB0SGUB09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and THE GUNTUR COOP URBAN BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Guntur Coop Urban Bank Ltd branch

The branch is located at STATION ROAD SATTENAPALLI 522 403, which puts it inside Sattenapalle, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank The Guntur Coop Urban Bank Ltd branch” — the verified location pin for IFSC UTIB0SGUB09 should appear at the top of the results.
2. Confirm the branch is open by calling 8641-234074 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SGUB09 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SGUB09 for Axis Bank – THE GUNTUR COOP URBAN BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Guntur Coop Urban Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SGUB09 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SGUB09 belongs to Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch, located at STATION ROAD SATTENAPALLI 522 403 in SATTENAPALLE, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.