Use this page as a one-stop reference for everything related to Axis Bank's SATTENAPALLE branch in SATTENAPALLE, ANDHRA PRADESH. The branch's IFSC code UTIB0002792 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SATTENAPALLE branch, the IFSC UTIB0002792 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002792 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sattenapalle |
| IFSC Code | UTIB0002792 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO 21 4 7 WARD NO 3 D NO 188 R AND B HIGHWAY RD SATTENAPALLE GUNTUR DIST 522403 |
| City | Sattenapalle |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 8641 |
| Phone | 232791 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sattenapalle branch in Sattenapalle. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002792.
About the Sattenapalle branch
The Sattenapalle branch of Axis Bank is situated at D NO 21 4 7 WARD NO 3 D NO 188 R AND B HIGHWAY RD SATTENAPALLE GUNTUR DIST 522403. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002792 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SATTENAPALLE of Axis Bank — its own 11-character IFSC. The code UTIB0002792 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002792 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0002792
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002792 across all three.
NEFT to Axis Bank, SATTENAPALLE using IFSC UTIB0002792
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002792, and confirm that the system picks up Axis Bank – SATTENAPALLE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002792
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SATTENAPALLE, ensure your bank's portal accepts IFSC UTIB0002792 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SATTENAPALLE (IFSC UTIB0002792)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002792 in your mobile or internet banking app, and the money is credited to the SATTENAPALLE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002792 for Axis Bank – SATTENAPALLE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002792 | Yes – UTIB0002792 | Yes – UTIB0002792 |
For most retail customers crediting the Sattenapalle branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002792
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SATTENAPALLE is still mapped to IFSC UTIB0002792. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002792 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sattenapalle branch
Once you have an account at Axis Bank – SATTENAPALLE, the IFSC UTIB0002792 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sattenapalle branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002792
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002792 and the account number together uniquely identify the Sattenapalle branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0002792
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SATTENAPALLE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002792 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SATTENAPALLE:
- The IFSC is exactly UTIB0002792 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SATTENAPALLE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sattenapalle branch
The branch is located at D NO 21 4 7 WARD NO 3 D NO 188 R AND B HIGHWAY RD SATTENAPALLE GUNTUR DIST 522403, which puts it inside Sattenapalle, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sattenapalle branch” — the verified location pin for IFSC UTIB0002792 should appear at the top of the results.
- Confirm the branch is open by calling 8641-232791 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002792 and your account number.
Verifying IFSC UTIB0002792 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002792 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8641-232791.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sattenapalle branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002792, however, work 24x7.
Branch address & contact
Axis BankSattenapalle Branch
D NO 21 4 7 WARD NO 3 D NO 188 R AND B HIGHWAY RD SATTENAPALLE GUNTUR DIST 522403
Sattenapalle, Andhra Pradesh
Phone: 8641-232791
IFSC: UTIB0002792
Frequently asked questions
Is IFSC UTIB0002792 the same for all accounts at Sattenapalle branch?
Yes. The IFSC UTIB0002792 is shared by every account held at Axis Bank's Sattenapalle branch. Only the account number changes from customer to customer.
How do I add Axis Bank Sattenapalle as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002792, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Sattenapalle branch?
The IFSC code of Axis Bank, Sattenapalle branch is UTIB0002792. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Sattenapalle branch located?
Axis Bank's Sattenapalle branch is located at D NO 21 4 7 WARD NO 3 D NO 188 R AND B HIGHWAY RD SATTENAPALLE GUNTUR DIST 522403, Sattenapalle, Andhra Pradesh.
What is the phone number of Axis Bank Sattenapalle branch?
You can reach the branch at 8641-232791 during regular banking hours.
Does Axis Bank Sattenapalle branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8641-232791 to confirm.
Can I use IFSC UTIB0002792 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002792 to send funds instantly.
Final notes
To recap: UTIB0002792 is the IFSC code of Axis Bank, SATTENAPALLE branch, in SATTENAPALLE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
