If you are searching for the IFSC code of Axis Bank, MOHALI ,PHASE branch in SAS NAGAR,MOHALI, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0001675. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOHALI ,PHASE branch, and detailed step-by-step guides for using the IFSC UTIB0001675 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001675 is the IFSC of Axis Bank's MOHALI ,PHASE branch. The format is fixed: UTIB = bank code, 0 = reserved, 001675 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Mohali ,Phase branch in Sas Nagar,Mohali. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001675.
Mohali ,Phase branch overview
Located at GROUND FLOOR ,SCO NO. -2 PHASE 5,MOHALI -160059, the Mohali ,Phase branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001675 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mohali ,Phase |
| IFSC Code | UTIB0001675 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR ,SCO NO. -2 PHASE 5,MOHALI -160059 |
| City | Sas Nagar,Mohali |
| District | Rupnagar |
| State | Punjab |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MOHALI ,PHASE branch came to be assigned the code UTIB0001675.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001675, money simply cannot be routed to the MOHALI ,PHASE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001675 and the account number together uniquely identify the Mohali ,Phase branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001675
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001675 across all three.
NEFT to Axis Bank, MOHALI ,PHASE using IFSC UTIB0001675
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001675, and confirm that the system picks up Axis Bank – MOHALI ,PHASE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MOHALI ,PHASE
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MOHALI ,PHASE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001675 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MOHALI ,PHASE, use IMPS. With IFSC UTIB0001675 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mohali ,Phase
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001675:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MOHALI ,PHASE is still linked to IFSC UTIB0001675.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001675
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MOHALI ,PHASE is still mapped to IFSC UTIB0001675. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001675 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mohali ,Phase branch is mapped to IFSC UTIB0001675 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001675.
Products and services
Customers walking into the Mohali ,Phase branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001675
Online banking and IFSC UTIB0001675
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MOHALI ,PHASE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001675 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mohali ,Phase branch
The branch is located at GROUND FLOOR ,SCO NO. -2 PHASE 5,MOHALI -160059, which puts it inside Sas Nagar,Mohali, the broader Rupnagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Mohali ,Phase branch” — the verified location pin for IFSC UTIB0001675 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001675 and your account number.
Common mistakes to avoid when using IFSC UTIB0001675
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MOHALI ,PHASE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001675. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Mohali ,Phase are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001675 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001675 for Axis Bank – MOHALI ,PHASE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankMohali ,Phase Branch
GROUND FLOOR ,SCO NO. -2 PHASE 5,MOHALI -160059
Sas Nagar,Mohali, Punjab
Phone: the branch contact number
IFSC: UTIB0001675
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001675 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mohali ,Phase reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohali ,Phase branch but serve different purposes.
What is the phone number of Axis Bank Mohali ,Phase branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC UTIB0001675 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001675 to send funds instantly.
Does Axis Bank Mohali ,Phase branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0001675 the same for all accounts at Mohali ,Phase branch?
Yes. The IFSC UTIB0001675 is shared by every account held at Axis Bank's Mohali ,Phase branch. Only the account number changes from customer to customer.
Where is Axis Bank Mohali ,Phase branch located?
Axis Bank's Mohali ,Phase branch is located at GROUND FLOOR ,SCO NO. -2 PHASE 5,MOHALI -160059, Sas Nagar,Mohali, Punjab.
How do I add Axis Bank Mohali ,Phase as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001675, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0001675 belongs to Axis Bank's MOHALI ,PHASE branch, located at GROUND FLOOR ,SCO NO. -2 PHASE 5,MOHALI -160059 in SAS NAGAR,MOHALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
