If you are searching for the IFSC code of Axis Bank, SARANGPUR branch in SARANGPUR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0001659. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SARANGPUR branch, and detailed step-by-step guides for using the IFSC UTIB0001659 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SARANGPUR branch, the IFSC UTIB0001659 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001659 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sarangpur branch in Sarangpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001659.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sarangpur |
| IFSC Code | UTIB0001659 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, E-101-105, SHREE GHANTKARNA MAHAVIR COMMERCIAL MARKET, NEAR NEW CLOTH MARKET SARANGPUR, AHMEDABAD, GUJARAT, PIN 380002 |
| City | Sarangpur |
| District | Ahmadabad |
| State | Gujarat |
About this branch
The branch is located at FIRST FLOOR, E-101-105, SHREE GHANTKARNA MAHAVIR COMMERCIAL MARKET, NEAR NEW CLOTH MARKET SARANGPUR, AHMEDABAD, GUJARAT, PIN 380002. It serves the Sarangpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001659 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SARANGPUR branch came to be assigned the code UTIB0001659.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001659, money simply cannot be routed to the SARANGPUR branch electronically.
Account types you can open at the Sarangpur branch
Once you have an account at Axis Bank – SARANGPUR, the IFSC UTIB0001659 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sarangpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001659
How to transfer money using IFSC UTIB0001659
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001659 across all three.
NEFT to Axis Bank, SARANGPUR using IFSC UTIB0001659
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001659, and confirm that the system picks up Axis Bank – SARANGPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0001659
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SARANGPUR, ensure your bank's portal accepts IFSC UTIB0001659 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SARANGPUR (IFSC UTIB0001659)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001659 in your mobile or internet banking app, and the money is credited to the SARANGPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sarangpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001659:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARANGPUR is still linked to IFSC UTIB0001659.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001659
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SARANGPUR is still mapped to IFSC UTIB0001659. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001659 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0001659
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SARANGPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001659 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001659 and the account number together uniquely identify the Sarangpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0001659
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SARANGPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001659. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sarangpur branch
The branch is located at FIRST FLOOR, E-101-105, SHREE GHANTKARNA MAHAVIR COMMERCIAL MARKET, NEAR NEW CLOTH MARKET SARANGPUR, AHMEDABAD, GUJARAT, PIN 380002, which puts it inside Sarangpur, the broader Ahmadabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sarangpur branch” — the verified location pin for IFSC UTIB0001659 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001659 and your account number.
Verifying IFSC UTIB0001659 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001659 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sarangpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001659, however, work 24x7.
Branch address & contact
Axis BankSarangpur Branch
FIRST FLOOR, E-101-105, SHREE GHANTKARNA MAHAVIR COMMERCIAL MARKET, NEAR NEW CLOTH MARKET SARANGPUR, AHMEDABAD, GUJARAT, PIN 380002
Sarangpur, Gujarat
Phone: the branch contact number
IFSC: UTIB0001659
Frequently asked questions
Can I use IFSC UTIB0001659 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001659 to send funds instantly.
Is IFSC UTIB0001659 the same for all accounts at Sarangpur branch?
Yes. The IFSC UTIB0001659 is shared by every account held at Axis Bank's Sarangpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0001659 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sarangpur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarangpur branch but serve different purposes.
How do I add Axis Bank Sarangpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001659, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0001659 valid for NEFT and RTGS?
Yes. IFSC UTIB0001659 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Sarangpur branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UTIB0001659 belongs to Axis Bank's SARANGPUR branch, located at FIRST FLOOR, E-101-105, SHREE GHANTKARNA MAHAVIR COMMERCIAL MARKET, NEAR NEW… in SARANGPUR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
