Below are the complete branch details for Axis Bank, CHAUKA branch, located in SARAIKELA KHARSAWAN, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006383. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006383 for Axis Bank – CHAUKA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CHAUKA is UTIB0006383. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006383 map to this branch in SARAIKELA KHARSAWAN, JHARKHAND.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chauka branch — IFSC UTIB0006383 — extends the bank's services to customers in and around Saraikela Kharsawan, Jharkhand.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chauka |
| IFSC Code | UTIB0006383 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, DADUR BAGAN, NH 33, CHAULIBASA CHOWK, NEAR MILITARY CAMP, PO PS CHAUKA |
| City | Saraikela Kharsawan |
| District | Saraikela Kharsawan |
| State | Jharkhand |
| STD Code | 6597 |
| Phone | 9004406006 |
About the Chauka branch
The Chauka branch of Axis Bank is situated at UPPER GROUND FLOOR, DADUR BAGAN, NH 33, CHAULIBASA CHOWK, NEAR MILITARY CAMP, PO PS CHAUKA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006383 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAUKA of Axis Bank — its own 11-character IFSC. The code UTIB0006383 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006383 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Chauka branch
Once you have an account at Axis Bank – CHAUKA, the IFSC UTIB0006383 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chauka branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006383
How to transfer money using IFSC UTIB0006383
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006383 across all three.
NEFT to Axis Bank, CHAUKA using IFSC UTIB0006383
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006383, and confirm that the system picks up Axis Bank – CHAUKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHAUKA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CHAUKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006383 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHAUKA, use IMPS. With IFSC UTIB0006383 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006383 for Axis Bank – CHAUKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006383 | Yes – UTIB0006383 | Yes – UTIB0006383 |
For most retail customers crediting the Chauka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CHAUKA branch, the IFSC UTIB0006383 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chauka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006383 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006383 and the account number together uniquely identify the Chauka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0006383
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – CHAUKA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006383. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chauka branch sits at UPPER GROUND FLOOR, DADUR BAGAN, NH 33, CHAULIBASA CHOWK, NEAR MILITARY CAMP, PO PS CHAUKA. If you are travelling from outside Saraikela Kharsawan, search for the branch on a maps application using the bank name and locality, or call 6597-9004406006 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006383 and your account number.
Verifying IFSC UTIB0006383 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006383 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6597-9004406006.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chauka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006383, however, work 24x7.
Branch address & contact
Axis BankChauka Branch
UPPER GROUND FLOOR, DADUR BAGAN, NH 33, CHAULIBASA CHOWK, NEAR MILITARY CAMP, PO PS CHAUKA
Saraikela Kharsawan, Jharkhand
Phone: 6597-9004406006
IFSC: UTIB0006383
Frequently asked questions
Is IFSC UTIB0006383 the same for all accounts at Chauka branch?
Yes. The IFSC UTIB0006383 is shared by every account held at Axis Bank's Chauka branch. Only the account number changes from customer to customer.
How do I add Axis Bank Chauka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006383, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chauka branch but serve different purposes.
What is the phone number of Axis Bank Chauka branch?
You can reach the branch at 6597-9004406006 during regular banking hours.
What is the IFSC code of Axis Bank Chauka branch?
The IFSC code of Axis Bank, Chauka branch is UTIB0006383. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Chauka branch located?
Axis Bank's Chauka branch is located at UPPER GROUND FLOOR, DADUR BAGAN, NH 33, CHAULIBASA CHOWK, NEAR MILITARY CAMP, PO PS CHAUKA, Saraikela Kharsawan, Jharkhand.
Is IFSC UTIB0006383 valid for NEFT and RTGS?
Yes. IFSC UTIB0006383 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0006383 belongs to Axis Bank's CHAUKA branch, located at UPPER GROUND FLOOR, DADUR BAGAN, NH 33, CHAULIBASA CHOWK, NEAR MILITARY CAMP,… in SARAIKELA KHARSAWAN, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
