Use this page as a one-stop reference for everything related to Axis Bank's BIJALPUR branch in SAMANA, PUNJAB. The branch's IFSC code UTIB0001988 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BIJALPUR is UTIB0001988. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001988 map to this branch in SAMANA, PUNJAB.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bijalpur branch in Samana, Punjab is part of this network and uses the IFSC code UTIB0001988 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bijalpur |
| IFSC Code | UTIB0001988 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FR, KHASRA NO18/15(0-11),18/15/1(010),18//15(0-1),KHEWAT NO.50/110,56/132,5,MAIN RD,VIL BIJALPUR TEHSIL SAMANA,BIJALPUR, PIN-147101 |
| City | Samana |
| District | Patiala |
| State | Punjab |
About the Bijalpur branch
The Bijalpur branch of Axis Bank is situated at GR FR, KHASRA NO18/15(0-11),18/15/1(010),18//15(0-1),KHEWAT NO.50/110,56/132,5,MAIN RD,VIL BIJALPUR TEHSIL SAMANA,BIJALPUR, PIN-147101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001988 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BIJALPUR branch came to be assigned the code UTIB0001988.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001988, money simply cannot be routed to the BIJALPUR branch electronically.
Products and account variants supported
Every account opened at the Bijalpur branch is mapped to IFSC UTIB0001988 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001988.
Products and services
Customers walking into the Bijalpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001988
How to transfer money using IFSC UTIB0001988
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001988 across all three.
How to use IFSC UTIB0001988 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BIJALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001988.
- Confirm the bank name auto-populates as Axis Bank and the branch as BIJALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BIJALPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BIJALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001988 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BIJALPUR (IFSC UTIB0001988)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001988 in your mobile or internet banking app, and the money is credited to the BIJALPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001988 for Axis Bank – BIJALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001988 | Yes – UTIB0001988 | Yes – UTIB0001988 |
For most retail customers crediting the Bijalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001988
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BIJALPUR is still mapped to IFSC UTIB0001988. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001988 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0001988
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BIJALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001988 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bijalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001988 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BIJALPUR:
- The IFSC is exactly UTIB0001988 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BIJALPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bijalpur branch
The branch is located at GR FR, KHASRA NO18/15(0-11),18/15/1(010),18//15(0-1),KHEWAT NO.50/110,56/132,5,MAIN RD,VIL BIJALPUR TEHSIL SAMANA,BIJALPUR, PIN-147101, which puts it inside Samana, the broader Patiala district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bijalpur branch” — the verified location pin for IFSC UTIB0001988 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001988 and your account number.
Verifying IFSC UTIB0001988 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001988 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bijalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001988 continue to work without interruption.
Branch address & contact
Axis BankBijalpur Branch
GR FR, KHASRA NO18/15(0-11),18/15/1(010),18//15(0-1),KHEWAT NO.50/110,56/132,5,MAIN RD,VIL BIJALPUR TEHSIL SAMANA,BIJALPUR, PIN-147101
Samana, Punjab
Phone: the branch contact number
IFSC: UTIB0001988
Frequently asked questions
Can I use IFSC UTIB0001988 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001988 to send funds instantly.
What is the IFSC code of Axis Bank Bijalpur branch?
The IFSC code of Axis Bank, Bijalpur branch is UTIB0001988. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bijalpur branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0001988 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bijalpur reflect within 30 minutes.
What is the phone number of Axis Bank Bijalpur branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Axis Bank Bijalpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0001988 valid for NEFT and RTGS?
Yes. IFSC UTIB0001988 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0001988 the same for all accounts at Bijalpur branch?
Yes. The IFSC UTIB0001988 is shared by every account held at Axis Bank's Bijalpur branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0001988 belongs to Axis Bank's BIJALPUR branch, located at GR FR, KHASRA NO18/15(0-11),18/15/1(010),18//15(0-1),KHEWAT… in SAMANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
