Below are the complete branch details for Axis Bank, SAMALKHA branch, located in SAMALKHA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004004. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004004 for Axis Bank – SAMALKHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SAMALKHA is UTIB0004004. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004004 map to this branch in SAMALKHA, HARYANA.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Samalkha branch — IFSC UTIB0004004 — extends the bank's services to customers in and around Samalkha, Haryana.
About the Samalkha branch
The Samalkha branch of Axis Bank is situated at GROUND FLOOR KHEWAT NO. 1164, KITA NO. 216 ,G.T ROAD, SAMALKHA- 132101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004004 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Samalkha |
| IFSC Code | UTIB0004004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KHEWAT NO. 1164, KITA NO. 216 ,G.T ROAD, SAMALKHA- 132101 |
| City | Samalkha |
| District | Panipat |
| State | Haryana |
| STD Code | 180 |
| Phone | 1035577 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SAMALKHA branch came to be assigned the code UTIB0004004.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004004, money simply cannot be routed to the SAMALKHA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Samalkha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004004 across all three.
NEFT to Axis Bank, SAMALKHA using IFSC UTIB0004004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004004, and confirm that the system picks up Axis Bank – SAMALKHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004004
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SAMALKHA, ensure your bank's portal accepts IFSC UTIB0004004 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SAMALKHA, use IMPS. With IFSC UTIB0004004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004004 for Axis Bank – SAMALKHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004004 | Yes – UTIB0004004 | Yes – UTIB0004004 |
For most retail customers crediting the Samalkha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SAMALKHA branch, the IFSC UTIB0004004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Samalkha branch
Once you have an account at Axis Bank – SAMALKHA, the IFSC UTIB0004004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Samalkha branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004004
Digital banking channels
Most day-to-day work that customers used to do at the Samalkha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Samalkha branch sits at GROUND FLOOR KHEWAT NO. 1164, KITA NO. 216 ,G.T ROAD, SAMALKHA- 132101. If you are travelling from outside Samalkha, search for the branch on a maps application using the bank name and locality, or call 180-1035577 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004004 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SAMALKHA:
- The IFSC is exactly UTIB0004004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SAMALKHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Samalkha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004004, however, work 24x7.
Verifying IFSC UTIB0004004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 180-1035577.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSamalkha Branch
GROUND FLOOR KHEWAT NO. 1164, KITA NO. 216 ,G.T ROAD, SAMALKHA- 132101
Samalkha, Haryana
Phone: 180-1035577
IFSC: UTIB0004004
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Samalkha reflect within 30 minutes.
What is the phone number of Axis Bank Samalkha branch?
You can reach the branch at 180-1035577 during regular banking hours.
How do I add Axis Bank Samalkha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004004, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0004004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004004 to send funds instantly.
Does Axis Bank Samalkha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 180-1035577 to confirm.
Is IFSC UTIB0004004 the same for all accounts at Samalkha branch?
Yes. The IFSC UTIB0004004 is shared by every account held at Axis Bank's Samalkha branch. Only the account number changes from customer to customer.
Is IFSC UTIB0004004 valid for NEFT and RTGS?
Yes. IFSC UTIB0004004 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samalkha branch but serve different purposes.
Summary
The IFSC code UTIB0004004 belongs to Axis Bank's SAMALKHA branch, located at GROUND FLOOR KHEWAT NO. 1164, KITA NO. 216 ,G.T ROAD, SAMALKHA- 132101 in SAMALKHA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
