Use this page as a one-stop reference for everything related to Axis Bank's SALEMPUR DEORIA branch in SALEMPUR, UTTAR PRADESH. The branch's IFSC code UTIB0004486 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004486 is the IFSC of Axis Bank's SALEMPUR DEORIA branch. The format is fixed: UTIB = bank code, 0 = reserved, 004486 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Salempur Deoria |
| IFSC Code | UTIB0004486 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, WARD NO. 11,LOHIYA NAGAR, VILLAGE SALAHABAD,TAPPA SALEMPUR, PARGANA SALEMPUR MAJHAULI,TEHSILSALEMPUR 274509 DISTT DEORIA |
| City | Salempur |
| District | Deoria |
| State | Uttar Pradesh |
| STD Code | 562 |
| Phone | 9795457871 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Salempur Deoria branch in Salempur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004486.
About this branch
The branch is located at GROUND FLOOR, WARD NO. 11,LOHIYA NAGAR, VILLAGE SALAHABAD,TAPPA SALEMPUR, PARGANA SALEMPUR MAJHAULI,TEHSILSALEMPUR 274509 DISTT DEORIA. It serves the Salempur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004486 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SALEMPUR DEORIA of Axis Bank — its own 11-character IFSC. The code UTIB0004486 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004486 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004486
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004486 across all three.
How to use IFSC UTIB0004486 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SALEMPUR DEORIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004486.
- Confirm the bank name auto-populates as Axis Bank and the branch as SALEMPUR DEORIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004486
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SALEMPUR DEORIA, ensure your bank's portal accepts IFSC UTIB0004486 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SALEMPUR DEORIA (IFSC UTIB0004486)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004486 in your mobile or internet banking app, and the money is credited to the SALEMPUR DEORIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004486 for Axis Bank – SALEMPUR DEORIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004486 | Yes – UTIB0004486 | Yes – UTIB0004486 |
For most retail customers crediting the Salempur Deoria branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SALEMPUR DEORIA branch, the IFSC UTIB0004486 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Salempur Deoria branch
Once you have an account at Axis Bank – SALEMPUR DEORIA, the IFSC UTIB0004486 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Salempur Deoria branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004486
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004486 and the account number together uniquely identify the Salempur Deoria branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Salempur Deoria branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004486 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0004486
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SALEMPUR DEORIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004486. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Salempur Deoria branch
The branch is located at GROUND FLOOR, WARD NO. 11,LOHIYA NAGAR, VILLAGE SALAHABAD,TAPPA SALEMPUR, PARGANA SALEMPUR MAJHAULI,TEHSILSALEMPUR 274509 DISTT DEORIA, which puts it inside Salempur, the broader Deoria district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Salempur Deoria branch” — the verified location pin for IFSC UTIB0004486 should appear at the top of the results.
- Confirm the branch is open by calling 562-9795457871 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004486 and your account number.
Verifying IFSC UTIB0004486 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004486 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 562-9795457871.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Salempur Deoria are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004486 continue to work without interruption.
Branch address & contact
Axis BankSalempur Deoria Branch
GROUND FLOOR, WARD NO. 11,LOHIYA NAGAR, VILLAGE SALAHABAD,TAPPA SALEMPUR, PARGANA SALEMPUR MAJHAULI,TEHSILSALEMPUR 274509 DISTT DEORIA
Salempur, Uttar Pradesh
Phone: 562-9795457871
IFSC: UTIB0004486
Frequently asked questions
What is the phone number of Axis Bank Salempur Deoria branch?
You can reach the branch at 562-9795457871 during regular banking hours.
How do I add Axis Bank Salempur Deoria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004486, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004486 valid for NEFT and RTGS?
Yes. IFSC UTIB0004486 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004486 the same for all accounts at Salempur Deoria branch?
Yes. The IFSC UTIB0004486 is shared by every account held at Axis Bank's Salempur Deoria branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Salempur Deoria branch?
The IFSC code of Axis Bank, Salempur Deoria branch is UTIB0004486. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0004486 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004486 to send funds instantly.
Final notes
To recap: UTIB0004486 is the IFSC code of Axis Bank, SALEMPUR DEORIA branch, in SALEMPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
