IFSC Code of Axis Bank, Sadalga Urban Souharda Sahakari Branch, Karnataka

If you are searching for the IFSC code of Axis Bank, SADALGA URBAN SOUHARDA SAHAKARI branch in SADALGA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SSUSSB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SADALGA URBAN SOUHARDA SAHAKARI branch, and detailed step-by-step guides for using the IFSC UTIB0SSUSSB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI is UTIB0SSUSSB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSUSSB map to this branch in SADALGA, KARNATAKA.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Sadalga Urban Souharda Sahakari branch in Sadalga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SSUSSB.

Branch details at a glance

Sadalga Urban Souharda Sahakari branch overview

Located at M G ROAD SADALGA 591 239, the Sadalga Urban Souharda Sahakari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SSUSSB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SADALGA URBAN SOUHARDA SAHAKARI branch came to be assigned the code UTIB0SSUSSB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SSUSSB, money simply cannot be routed to the SADALGA URBAN SOUHARDA SAHAKARI branch electronically.

Account types you can open at the Sadalga Urban Souharda Sahakari branch

Once you have an account at Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI, the IFSC UTIB0SSUSSB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sadalga Urban Souharda Sahakari branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SSUSSB

How to transfer money using IFSC UTIB0SSUSSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SSUSSB across all three.

NEFT to Axis Bank, SADALGA URBAN SOUHARDA SAHAKARI using IFSC UTIB0SSUSSB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SSUSSB, and confirm that the system picks up Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SSUSSB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI, ensure your bank's portal accepts IFSC UTIB0SSUSSB while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank SADALGA URBAN SOUHARDA SAHAKARI (IFSC UTIB0SSUSSB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SSUSSB in your mobile or internet banking app, and the money is credited to the SADALGA URBAN SOUHARDA SAHAKARI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SSUSSB for Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sadalga Urban Souharda Sahakari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SSUSSB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI is still mapped to IFSC UTIB0SSUSSB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SSUSSB and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Sadalga Urban Souharda Sahakari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SSUSSB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SSUSSB and the account number together uniquely identify the Sadalga Urban Souharda Sahakari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SADALGA URBAN SOUHARDA SAHAKARI:

• The IFSC is exactly UTIB0SSUSSB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and SADALGA URBAN SOUHARDA SAHAKARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sadalga Urban Souharda Sahakari branch sits at M G ROAD SADALGA 591 239. If you are travelling from outside Sadalga, search for the branch on a maps application using the bank name and locality, or call 8338-251020 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SSUSSB and your account number.

Verifying IFSC UTIB0SSUSSB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SSUSSB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8338-251020.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadalga Urban Souharda Sahakari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SSUSSB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SSUSSB is the IFSC code of Axis Bank, SADALGA URBAN SOUHARDA SAHAKARI branch, in SADALGA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.