This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, IT CITY SECTOR EIGHTY TWO branch in S A S NAGAR MOHALI. The 11-digit IFSC UTIB0006142 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the IT CITY SECTOR EIGHTY TWO location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – IT CITY SECTOR EIGHTY TWO is UTIB0006142. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006142 map to this branch in S A S NAGAR MOHALI, PUNJAB.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | It City Sector Eighty Two |
| IFSC Code | UTIB0006142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD BASEMENT AND GROUND FLOOR, SHOP BEARING NO 7, 8 AND 9, BLOCK 1, THE MEDALLION AT GROUP HOUSING SITE NO 4 AND 5, SECTOR 82, IT CITY |
| City | S a S Nagar Mohali |
| District | S a S Nagarmohali |
| State | Punjab |
| STD Code | 172 |
| Phone | 7837108012 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The It City Sector Eighty Two branch — IFSC UTIB0006142 — extends the bank's services to customers in and around S a S Nagar Mohali, Punjab.
About this branch
The branch is located at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SHOP BEARING NO 7, 8 AND 9, BLOCK 1, THE MEDALLION AT GROUP HOUSING SITE NO 4 AND 5, SECTOR 82, IT CITY. It serves the S a S Nagar Mohali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006142 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including IT CITY SECTOR EIGHTY TWO of Axis Bank — its own 11-character IFSC. The code UTIB0006142 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006142 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0006142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006142 across all three.
NEFT to Axis Bank, IT CITY SECTOR EIGHTY TWO using IFSC UTIB0006142
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006142, and confirm that the system picks up Axis Bank – IT CITY SECTOR EIGHTY TWO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to IT CITY SECTOR EIGHTY TWO
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's IT CITY SECTOR EIGHTY TWO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006142 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – IT CITY SECTOR EIGHTY TWO, use IMPS. With IFSC UTIB0006142 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to It City Sector Eighty Two
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0006142:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at IT CITY SECTOR EIGHTY TWO is still linked to IFSC UTIB0006142.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0006142
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – IT CITY SECTOR EIGHTY TWO is still mapped to IFSC UTIB0006142. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006142 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the It City Sector Eighty Two branch is mapped to IFSC UTIB0006142 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006142.
Products and services
Customers walking into the It City Sector Eighty Two branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006142
MICR & cheque-truncation details
Cheques drawn on the It City Sector Eighty Two branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006142 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0006142
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the IT CITY SECTOR EIGHTY TWO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006142 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0006142
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – IT CITY SECTOR EIGHTY TWO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006142. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the It City Sector Eighty Two branch
The branch is located at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SHOP BEARING NO 7, 8 AND 9, BLOCK 1, THE MEDALLION AT GROUP HOUSING SITE NO 4 AND 5, SECTOR 82, IT CITY, which puts it inside S a S Nagar Mohali, the broader S a S Nagarmohali district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank It City Sector Eighty Two branch” — the verified location pin for IFSC UTIB0006142 should appear at the top of the results.
- Confirm the branch is open by calling 172-7837108012 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006142 and your account number.
Verifying IFSC UTIB0006142 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006142 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 172-7837108012.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at It City Sector Eighty Two are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006142 continue to work without interruption.
Branch address & contact
Axis BankIt City Sector Eighty Two Branch
AXIS BANK LTD BASEMENT AND GROUND FLOOR, SHOP BEARING NO 7, 8 AND 9, BLOCK 1, THE MEDALLION AT GROUP HOUSING SITE NO 4 AND 5, SECTOR 82, IT CITY
S a S Nagar Mohali, Punjab
Phone: 172-7837108012
IFSC: UTIB0006142
Frequently asked questions
What is the phone number of Axis Bank It City Sector Eighty Two branch?
You can reach the branch at 172-7837108012 during regular banking hours.
Where is Axis Bank It City Sector Eighty Two branch located?
Axis Bank's It City Sector Eighty Two branch is located at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SHOP BEARING NO 7, 8 AND 9, BLOCK 1, THE MEDALLION AT GROUP HOUSING SITE NO 4 AND 5, SECTOR 82, IT CITY, S a S Nagar Mohali, Punjab.
Is IFSC UTIB0006142 valid for NEFT and RTGS?
Yes. IFSC UTIB0006142 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0006142 the same for all accounts at It City Sector Eighty Two branch?
Yes. The IFSC UTIB0006142 is shared by every account held at Axis Bank's It City Sector Eighty Two branch. Only the account number changes from customer to customer.
How do I add Axis Bank It City Sector Eighty Two as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006142, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank It City Sector Eighty Two branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 172-7837108012 to confirm.
Final notes
To recap: UTIB0006142 is the IFSC code of Axis Bank, IT CITY SECTOR EIGHTY TWO branch, in S A S NAGAR MOHALI, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
