Below are the complete branch details for Axis Bank, RUPNARAYANPUR branch, located in RUPNARAYANPUR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003708. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003708 for Axis Bank – RUPNARAYANPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003708 is the IFSC of Axis Bank's RUPNARAYANPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 003708 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rupnarayanpur branch in Rupnarayanpur, West Bengal is part of this network and uses the IFSC code UTIB0003708 for all electronic settlement.
About this branch
The branch is located at GR FLOOR, MAHANANDA APARTMENT, HCL ROAD. It serves the Rupnarayanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003708 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Rupnarayanpur |
| IFSC Code | UTIB0003708 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOOR, MAHANANDA APARTMENT, HCL ROAD |
| City | Rupnarayanpur |
| District | Paschim Burdwan |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9883439908 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RUPNARAYANPUR branch came to be assigned the code UTIB0003708.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003708, money simply cannot be routed to the RUPNARAYANPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003708 and the account number together uniquely identify the Rupnarayanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0003708
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003708 across all three.
How to use IFSC UTIB0003708 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's RUPNARAYANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003708.
- Confirm the bank name auto-populates as Axis Bank and the branch as RUPNARAYANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RUPNARAYANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RUPNARAYANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003708 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank RUPNARAYANPUR (IFSC UTIB0003708)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003708 in your mobile or internet banking app, and the money is credited to the RUPNARAYANPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rupnarayanpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003708:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RUPNARAYANPUR is still linked to IFSC UTIB0003708.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0003708
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – RUPNARAYANPUR is still mapped to IFSC UTIB0003708. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003708 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rupnarayanpur branch is mapped to IFSC UTIB0003708 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003708.
Products and services
Customers walking into the Rupnarayanpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003708
Digital banking channels
Most day-to-day work that customers used to do at the Rupnarayanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003708 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Rupnarayanpur branch sits at GR FLOOR, MAHANANDA APARTMENT, HCL ROAD. If you are travelling from outside Rupnarayanpur, search for the branch on a maps application using the bank name and locality, or call 91-9883439908 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003708 and your account number.
Common mistakes to avoid when using IFSC UTIB0003708
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – RUPNARAYANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003708. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rupnarayanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003708, however, work 24x7.
Verifying IFSC UTIB0003708 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003708 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9883439908.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankRupnarayanpur Branch
GR FLOOR, MAHANANDA APARTMENT, HCL ROAD
Rupnarayanpur, West Bengal
Phone: 91-9883439908
IFSC: UTIB0003708
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rupnarayanpur branch but serve different purposes.
Where is Axis Bank Rupnarayanpur branch located?
Axis Bank's Rupnarayanpur branch is located at GR FLOOR, MAHANANDA APARTMENT, HCL ROAD, Rupnarayanpur, West Bengal.
Does Axis Bank Rupnarayanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9883439908 to confirm.
What is the IFSC code of Axis Bank Rupnarayanpur branch?
The IFSC code of Axis Bank, Rupnarayanpur branch is UTIB0003708. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0003708 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003708 to send funds instantly.
Is IFSC UTIB0003708 the same for all accounts at Rupnarayanpur branch?
Yes. The IFSC UTIB0003708 is shared by every account held at Axis Bank's Rupnarayanpur branch. Only the account number changes from customer to customer.
How do I add Axis Bank Rupnarayanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003708, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0003708 valid for NEFT and RTGS?
Yes. IFSC UTIB0003708 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0003708 is the IFSC code of Axis Bank, RUPNARAYANPUR branch, in RUPNARAYANPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
