If you are searching for the IFSC code of Axis Bank, DAFARPUR branch in RUPNAGAR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0002486. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DAFARPUR branch, and detailed step-by-step guides for using the IFSC UTIB0002486 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002486 is the IFSC of Axis Bank's DAFARPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 002486 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Dafarpur |
| IFSC Code | UTIB0002486 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHATAUNI NO.46,VILL.DAFARPUR 140201,TEHSIL DERABASSI,DIST.SAS NAGAR,PUNJAB |
| City | Rupnagar |
| District | Sas Nagar |
| State | Punjab |
| STD Code | 1762 |
| Phone | 9781722731 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dafarpur branch — IFSC UTIB0002486 — extends the bank's services to customers in and around Rupnagar, Punjab.
About this branch
The branch is located at KHATAUNI NO.46,VILL.DAFARPUR 140201,TEHSIL DERABASSI,DIST.SAS NAGAR,PUNJAB. It serves the Rupnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002486 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's DAFARPUR branch came to be assigned the code UTIB0002486.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002486, money simply cannot be routed to the DAFARPUR branch electronically.
How to transfer money using IFSC UTIB0002486
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002486 across all three.
NEFT to Axis Bank, DAFARPUR using IFSC UTIB0002486
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002486, and confirm that the system picks up Axis Bank – DAFARPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DAFARPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's DAFARPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002486 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – DAFARPUR, use IMPS. With IFSC UTIB0002486 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002486 for Axis Bank – DAFARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002486 | Yes – UTIB0002486 | Yes – UTIB0002486 |
For most retail customers crediting the Dafarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's DAFARPUR branch, the IFSC UTIB0002486 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dafarpur branch is mapped to IFSC UTIB0002486 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002486.
Products and services
Customers walking into the Dafarpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002486
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002486 and the account number together uniquely identify the Dafarpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dafarpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002486 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0002486
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – DAFARPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002486. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dafarpur branch
The branch is located at KHATAUNI NO.46,VILL.DAFARPUR 140201,TEHSIL DERABASSI,DIST.SAS NAGAR,PUNJAB, which puts it inside Rupnagar, the broader Sas Nagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Dafarpur branch” — the verified location pin for IFSC UTIB0002486 should appear at the top of the results.
- Confirm the branch is open by calling 1762-9781722731 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002486 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002486 for Axis Bank – DAFARPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dafarpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002486, however, work 24x7.
Branch address & contact
Axis BankDafarpur Branch
KHATAUNI NO.46,VILL.DAFARPUR 140201,TEHSIL DERABASSI,DIST.SAS NAGAR,PUNJAB
Rupnagar, Punjab
Phone: 1762-9781722731
IFSC: UTIB0002486
Frequently asked questions
How quickly will an NEFT transfer using UTIB0002486 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Dafarpur reflect within 30 minutes.
What is the IFSC code of Axis Bank Dafarpur branch?
The IFSC code of Axis Bank, Dafarpur branch is UTIB0002486. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Dafarpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1762-9781722731 to confirm.
Where is Axis Bank Dafarpur branch located?
Axis Bank's Dafarpur branch is located at KHATAUNI NO.46,VILL.DAFARPUR 140201,TEHSIL DERABASSI,DIST.SAS NAGAR,PUNJAB, Rupnagar, Punjab.
Is IFSC UTIB0002486 the same for all accounts at Dafarpur branch?
Yes. The IFSC UTIB0002486 is shared by every account held at Axis Bank's Dafarpur branch. Only the account number changes from customer to customer.
Is IFSC UTIB0002486 valid for NEFT and RTGS?
Yes. IFSC UTIB0002486 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dafarpur branch but serve different purposes.
How do I add Axis Bank Dafarpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002486, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0002486 belongs to Axis Bank's DAFARPUR branch, located at KHATAUNI NO.46,VILL.DAFARPUR 140201,TEHSIL DERABASSI,DIST.SAS NAGAR,PUNJAB in RUPNAGAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
