Below are the complete branch details for Axis Bank, KASHIPUR ROAD RUDRAPUR branch, located in RUDRAPUR, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003320. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003320 for Axis Bank – KASHIPUR ROAD RUDRAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's KASHIPUR ROAD RUDRAPUR branch, the IFSC UTIB0003320 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003320 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Kashipur Road Rudrapur branch in Rudrapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003320.
About this branch
The branch is located at KHASRA NO 4321 MIN GAVA RICE COMPOUND KASHIPUR BYE PASS ROAD RUDRAPUR UDHAM SINGH NAGAR PIN 263153. It serves the Rudrapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003320 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kashipur Road Rudrapur |
| IFSC Code | UTIB0003320 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHASRA NO 4321 MIN GAVA RICE COMPOUND KASHIPUR BYE PASS ROAD RUDRAPUR UDHAM SINGH NAGAR PIN 263153 |
| City | Rudrapur |
| District | Udham Singh Nagar |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 8860612801 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KASHIPUR ROAD RUDRAPUR of Axis Bank — its own 11-character IFSC. The code UTIB0003320 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003320 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kashipur Road Rudrapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003320 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003320
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003320 across all three.
NEFT to Axis Bank, KASHIPUR ROAD RUDRAPUR using IFSC UTIB0003320
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003320, and confirm that the system picks up Axis Bank – KASHIPUR ROAD RUDRAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KASHIPUR ROAD RUDRAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KASHIPUR ROAD RUDRAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003320 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KASHIPUR ROAD RUDRAPUR, use IMPS. With IFSC UTIB0003320 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003320 for Axis Bank – KASHIPUR ROAD RUDRAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003320 | Yes – UTIB0003320 | Yes – UTIB0003320 |
For most retail customers crediting the Kashipur Road Rudrapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003320
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KASHIPUR ROAD RUDRAPUR is still mapped to IFSC UTIB0003320. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003320 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kashipur Road Rudrapur branch
Once you have an account at Axis Bank – KASHIPUR ROAD RUDRAPUR, the IFSC UTIB0003320 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kashipur Road Rudrapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8860612801.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003320
Digital banking channels
Most day-to-day work that customers used to do at the Kashipur Road Rudrapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003320 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kashipur Road Rudrapur branch
The branch is located at KHASRA NO 4321 MIN GAVA RICE COMPOUND KASHIPUR BYE PASS ROAD RUDRAPUR UDHAM SINGH NAGAR PIN 263153, which puts it inside Rudrapur, the broader Udham Singh Nagar district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kashipur Road Rudrapur branch” — the verified location pin for IFSC UTIB0003320 should appear at the top of the results.
- Confirm the branch is open by calling 91-8860612801 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003320 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KASHIPUR ROAD RUDRAPUR:
- The IFSC is exactly UTIB0003320 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KASHIPUR ROAD RUDRAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kashipur Road Rudrapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003320, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003320 for Axis Bank – KASHIPUR ROAD RUDRAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankKashipur Road Rudrapur Branch
KHASRA NO 4321 MIN GAVA RICE COMPOUND KASHIPUR BYE PASS ROAD RUDRAPUR UDHAM SINGH NAGAR PIN 263153
Rudrapur, Uttarakhand
Phone: 91-8860612801
IFSC: UTIB0003320
Frequently asked questions
Can I use IFSC UTIB0003320 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003320 to send funds instantly.
Is IFSC UTIB0003320 valid for NEFT and RTGS?
Yes. IFSC UTIB0003320 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0003320 the same for all accounts at Kashipur Road Rudrapur branch?
Yes. The IFSC UTIB0003320 is shared by every account held at Axis Bank's Kashipur Road Rudrapur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0003320 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kashipur Road Rudrapur reflect within 30 minutes.
Does Axis Bank Kashipur Road Rudrapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8860612801 to confirm.
What is the phone number of Axis Bank Kashipur Road Rudrapur branch?
You can reach the branch at 91-8860612801 during regular banking hours.
Summary
The IFSC code UTIB0003320 belongs to Axis Bank's KASHIPUR ROAD RUDRAPUR branch, located at KHASRA NO 4321 MIN GAVA RICE COMPOUND KASHIPUR BYE PASS ROAD RUDRAPUR UDHAM… in RUDRAPUR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
