Below are the complete branch details for Axis Bank, CHHEND ROURKELA branch, located in ROURKELA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005226. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005226 for Axis Bank – CHHEND ROURKELA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005226 is the IFSC of Axis Bank's CHHEND ROURKELA branch. The format is fixed: UTIB = bank code, 0 = reserved, 005226 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chhend Rourkela |
| IFSC Code | UTIB0005226 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD, GROUND FLOOR,HOUSE NO H 12,WARD NO 32,CHHEND COLONY,ROURKELA |
| City | Rourkela |
| District | Sundargarh |
| State | Odisha |
| STD Code | 6622 |
| Phone | 6370119933 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Chhend Rourkela branch in Rourkela. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005226.
About the Chhend Rourkela branch
The Chhend Rourkela branch of Axis Bank is situated at AXIS BANK LTD, GROUND FLOOR,HOUSE NO H 12,WARD NO 32,CHHEND COLONY,ROURKELA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005226 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHHEND ROURKELA of Axis Bank — its own 11-character IFSC. The code UTIB0005226 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005226 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005226
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005226 across all three.
How to use IFSC UTIB0005226 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's CHHEND ROURKELA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005226.
- Confirm the bank name auto-populates as Axis Bank and the branch as CHHEND ROURKELA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005226
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHHEND ROURKELA, ensure your bank's portal accepts IFSC UTIB0005226 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank CHHEND ROURKELA (IFSC UTIB0005226)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005226 in your mobile or internet banking app, and the money is credited to the CHHEND ROURKELA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005226 for Axis Bank – CHHEND ROURKELA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005226 | Yes – UTIB0005226 | Yes – UTIB0005226 |
For most retail customers crediting the Chhend Rourkela branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005226
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHHEND ROURKELA is still mapped to IFSC UTIB0005226. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005226 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chhend Rourkela branch is mapped to IFSC UTIB0005226 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005226.
Products and services
Customers walking into the Chhend Rourkela branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005226
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005226 and the account number together uniquely identify the Chhend Rourkela branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005226
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CHHEND ROURKELA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005226 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHHEND ROURKELA:
- The IFSC is exactly UTIB0005226 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHHEND ROURKELA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chhend Rourkela branch
The branch is located at AXIS BANK LTD, GROUND FLOOR,HOUSE NO H 12,WARD NO 32,CHHEND COLONY,ROURKELA, which puts it inside Rourkela, the broader Sundargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Chhend Rourkela branch” — the verified location pin for IFSC UTIB0005226 should appear at the top of the results.
- Confirm the branch is open by calling 6622-6370119933 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005226 and your account number.
Verifying IFSC UTIB0005226 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005226 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6622-6370119933.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chhend Rourkela are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005226 continue to work without interruption.
Branch address & contact
Axis BankChhend Rourkela Branch
AXIS BANK LTD, GROUND FLOOR,HOUSE NO H 12,WARD NO 32,CHHEND COLONY,ROURKELA
Rourkela, Odisha
Phone: 6622-6370119933
IFSC: UTIB0005226
Frequently asked questions
Is IFSC UTIB0005226 valid for NEFT and RTGS?
Yes. IFSC UTIB0005226 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0005226 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005226 to send funds instantly.
Is IFSC UTIB0005226 the same for all accounts at Chhend Rourkela branch?
Yes. The IFSC UTIB0005226 is shared by every account held at Axis Bank's Chhend Rourkela branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005226 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Chhend Rourkela reflect within 30 minutes.
What is the IFSC code of Axis Bank Chhend Rourkela branch?
The IFSC code of Axis Bank, Chhend Rourkela branch is UTIB0005226. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Chhend Rourkela branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6622-6370119933 to confirm.
Final notes
To recap: UTIB0005226 is the IFSC code of Axis Bank, CHHEND ROURKELA branch, in ROURKELA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
