This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BR RASA THE YDCC BANK LTD branch in RASA. The 11-digit IFSC UTIB0SYDC55 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BR RASA THE YDCC BANK LTD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BR RASA THE YDCC BANK LTD is UTIB0SYDC55. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SYDC55 map to this branch in RASA, MAHARASHTRA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Br Rasa the Ydcc Bank Ltd branch in Rasa, Maharashtra is part of this network and uses the IFSC code UTIB0SYDC55 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Br Rasa the Ydcc Bank Ltd |
| IFSC Code | UTIB0SYDC55 |
| MICR Code | Refer to cheque leaf |
| Branch Address | YDCC RASA, AT.PO. RASA, TQ. WANI, DIST. YAVATMAL 445304 |
| City | Rasa |
| District | Yavatmal |
| State | Maharashtra |
| STD Code | 7232 |
| Phone | 7588042659 |
About this branch
The branch is located at YDCC RASA, AT.PO. RASA, TQ. WANI, DIST. YAVATMAL 445304. It serves the Rasa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SYDC55 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR RASA THE YDCC BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC55 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC55 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Br Rasa the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC55 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC55.
Products and services
Customers walking into the Br Rasa the Ydcc Bank Ltd branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0SYDC55
How to transfer money using IFSC UTIB0SYDC55
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC55 across all three.
How to use IFSC UTIB0SYDC55 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BR RASA THE YDCC BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SYDC55.
- Confirm the bank name auto-populates as Axis Bank and the branch as BR RASA THE YDCC BANK LTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BR RASA THE YDCC BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BR RASA THE YDCC BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SYDC55 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BR RASA THE YDCC BANK LTD (IFSC UTIB0SYDC55)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC55 in your mobile or internet banking app, and the money is credited to the BR RASA THE YDCC BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SYDC55 for Axis Bank – BR RASA THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SYDC55 | Yes – UTIB0SYDC55 | Yes – UTIB0SYDC55 |
For most retail customers crediting the Br Rasa the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BR RASA THE YDCC BANK LTD branch, the IFSC UTIB0SYDC55 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Br Rasa the Ydcc Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SYDC55 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Br Rasa the Ydcc Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SYDC55 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR RASA THE YDCC BANK LTD:
- The IFSC is exactly UTIB0SYDC55 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BR RASA THE YDCC BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Br Rasa the Ydcc Bank Ltd branch sits at YDCC RASA, AT.PO. RASA, TQ. WANI, DIST. YAVATMAL 445304. If you are travelling from outside Rasa, search for the branch on a maps application using the bank name and locality, or call 7232-7588042659 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC55 and your account number.
Verifying IFSC UTIB0SYDC55 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SYDC55 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7232-7588042659.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Br Rasa the Ydcc Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC55 continue to work without interruption.
Branch address & contact
Axis BankBr Rasa the Ydcc Bank Ltd Branch
YDCC RASA, AT.PO. RASA, TQ. WANI, DIST. YAVATMAL 445304
Rasa, Maharashtra
Phone: 7232-7588042659
IFSC: UTIB0SYDC55
Frequently asked questions
Where is Axis Bank Br Rasa the Ydcc Bank Ltd branch located?
Axis Bank's Br Rasa the Ydcc Bank Ltd branch is located at YDCC RASA, AT.PO. RASA, TQ. WANI, DIST. YAVATMAL 445304, Rasa, Maharashtra.
How do I add Axis Bank Br Rasa the Ydcc Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SYDC55, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Br Rasa the Ydcc Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7232-7588042659 to confirm.
How quickly will an NEFT transfer using UTIB0SYDC55 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Br Rasa the Ydcc Bank Ltd reflect within 30 minutes.
Can I use IFSC UTIB0SYDC55 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SYDC55 to send funds instantly.
What is the phone number of Axis Bank Br Rasa the Ydcc Bank Ltd branch?
You can reach the branch at 7232-7588042659 during regular banking hours.
Summary
The IFSC code UTIB0SYDC55 belongs to Axis Bank's BR RASA THE YDCC BANK LTD branch, located at YDCC RASA, AT.PO. RASA, TQ. WANI, DIST. YAVATMAL 445304 in RASA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
